Are late fees capped?

Yes, our late fees are capped.

If your instalment is late, you will only be charged 1 late fee per late instalment, meaning the most you will be charged is $9, $15, $21 or $45 depending on the value of your order.

Total order value Late fee per instalment Maximum late fee per order (across 3 late repayments)
Up to $59.99 $3 $9
$60-99.99 $5 $15
$100-199.99 $7 $21
$200+ $15 $45

Need a few extra days? Make sure to “Snooze” your repayment to push your scheduled repayment back 14 days.

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