Help center
/
Products & services
/
What is Financing and how does it work?

What is Financing and how does it work?

Financing allows you to spread the cost of your purchase for up to 12 months.

How to finance your purchase:

  1. 1.
    Select the Financing option in the store’s checkout
  2. 2.
    Choose your preferred payment plan
  3. 3.
    Follow the steps to complete the application
  4. 4.
    Get an instant approval decision
  5. 5.
    Complete your purchase

You’ll receive an email from us with your payment plan when the store ships your order.

Please note: A credit check will be performed when you apply for Financing.

When do I pay?

Log in to the app to view your payment plan and upcoming payments. You can always make an early payment or pay off the full amount at any time.

Good to know:

  • Read our Financing Loan Agreement for detailed information about Financing.
  • Check specific details about Financing in Quebec in the Quebec Loan Agreement.

Need more help?

Chat with us

Copyright © 2005-2026 Klarna Canada Limited, 700 West Georgia Street, Suite 2200, Vancouver, British Columbia, V7Y 1K8.