Fixed-term savings.

Watch your money make money with easy web sign-up.

Invest now.

No account management fees.

Start saving with great rates and terms—and no account management fees.

Deposit protection up to 1.050.000 SEK.

Your deposit is protected under the Swedish state deposit insurance.*

Opening an account is a breeze.

Sign-up easily on the web, use Postident to prove you're you, and start saving your money.

*Your deposits are covered by the Swedish Deposit Guarantee Scheme. In case of Klarna’s insolvency, your eligible deposits would be repaid up to 1.050.000 SEK by the Swedish National Debt Office within 7 working days. More information about the Swedish Deposit Guarantee Scheme here.

Our fixed-term interest rates.

Terms and rates that work for you.

Lock in for 6 months
0,75% yearly interest
Lock in for 12 months
1,45% yearly interest
Lock in for 24 months
1,75% yearly interest
Lock in for 36 months
1,80% yearly interest
Lock in for 48 months
1,90% yearly interest

5 easy steps to safe, secure investing.

Deposit protection for your fixed deposit.

Your deposits are insured by the state deposit insurance of the country where the bank is based. Klarna Bank AB (publ) is covered under this directive as a Swedish credit institution by the Swedish Individual Deposit Insurance Scheme. More information about the Swedish deposit insurance (in English) can be found here.

Have questions about saving with Klarna?

Call us

+49 (0) 6721 9101 837

Or write us an email


Open a savings account with Klarna!