Sparen mit Klarna.

Save with Klarna.

Find our best rates for Fixed-term deposits in the app.

Lock in our best rates.

Best rates in the app.

Start with a fixed term that works for you, then lock in your money at our best interest rates.

Choose your way to save.

Open your Klarna Locked Savings account in the Klarna app, or choose the classic fixed-deposit account with mail-in form and Postident. Save the way that suits you—without account maintenance fees.

A safe place to save.

Your deposits are covered by the Swedish deposit guarantee scheme. That means your deposits are protected up to 1.050.000 SEK or more*.

*The account is covered by the Swedish deposit guarantee scheme in accordance with a decision by the Swedish National Debt Office. The maximum compensation to each customer is 1.050.000 SEK and the National Debt Office will make the compensation available for payment within 7 business days of the date the right to compensation commenced. Read more.

Choose a term and interest rate that works with you.

Open a Klarna Locked Savings account in the Klarna app to get our best rates. Or choose the classic fixed-term deposit account with mail-in form and Postident. Save the way that suits you—without account management fees.

Klarna Locked SavingsKlarna fixed-term savings
Sign upIn the Klarna appWith an online application form
ID verification processIn the Klarna appIn person at your local post office
Account managementIn the Klarna appVia our customer hotline
Customer supportCustomer hotline or chat in the Klarna appVia our customer hotline
AmountFrom 1 € - 500,000 € per accountFrom 5000 € - 500,000 € per account
Lock in for 6 months1,65 % yearly interest1,65 % yearly interest
Lock in for 12 months2,84 % yearly interest2,76 % yearly interest
Lock in for 24 months2,67 % yearly interest2,67 % yearly interest
Lock in for 36 months2,67 % yearly interest2,67 % yearly interest
Lock in for 48 months2,82 % yearly interest2,82 % yearly interest

Now start saving!

Choose the option that works for you, lock in a great rate, and sit back and watch your money get to work.

Questions? Here come the answers.

*More information about the deposit guarantee scheme Klarna Locked Savings.
*More information about the deposit guarantee scheme Klarna fixed-deposit savings.

Terms and Conditions

Our Terms & Conditions here

Read more about the Swedish deposit guarantee scheme here