Offer up to 36 months to pay.
Adding financing as an option in your checkout gives your customers an opportunity to spread their cost over time. And pay at their own pace. This means increased purchasing power – giving you more sales.
Higher average order value with customers choosing to pay with Klarna’s financing options.
More customers make purchases if financing is offered.
Give your customers the credit they deserve.
Consumer financing is about control and flexibility. Reducing purchase stress and improving the user experience. We have several retail finance options to meet the needs of your customers, all of which can be easily integrated into your existing buying journey.
Customers choose 6 to 36 month payment terms at a reduced promo APR rate.
No fixed term commitment: Customers may pay their balance in full or make the minimum monthly payment (interest charges may apply) – it’s their choice.
A smoooth payments experience.
Klarna make purchasing quicker and easier for your customers as there is no need for them to fill in lengthy personal details or card numbers in order to make their purchase.
Unique in the market, the Klarna credit application is quick and easy. We request minimal information via a 4-step process and the decision is made in real-time.
Let’s stay on the same page.
Fewer interruptions make shopping smooother. With Klarna, your customer won’t be redirected, however they pay. So you offer the best customer experience while maintaining your own brand’s look and feel.
How it works.
Our financing options are designed for today’s shoppers – giving them more ways to buy online in your store. Monthly financing helps your customers pay over 6–36 months.
Shoppers see both the full price of an item and the minimal monthly cost when paying with Financing.
Your customer selects Financing and completes a simple, one-time application to receive an instant decision without entering their card details.
Your customer easily makes their monthly payments to Klarna online or in our app. You always get paid in full, upfront, even if we don’t.
Post purchase experience
You can offer 3 flexible ways for customers to split their purchase over time
No interest, when paid in full.
Customers make monthly payments within the offer period of either 6 or 12 months. Interest will be charged from the posting date if not paid in full.
No fixed term commitment. Customers can pay their balance in full or make the minimum monthly payment. Interest charges may apply.
Planned and fixed payment terms between 6–36 months at a reduced promo annual percentage rate.
The smoooth credit application is done with no more than two steps and your customer doesn’t have to leave your site. It’s super easy and mobile friendly, putting us way ahead of our competitors.
of users say Klarna is a better experience than other online checkouts.
of users say they only completed their purchase because our financing option was available.
Boost your business.
A customized payment solution that speaks to your customer's needs will make them happy to spend more money. Offering Klarna Financing is the easiest way to make that happen. Increase your customer’s spending power and you’ll sell more stuff.
The simple credit-process and seamless checkout experience will make more shoppers complete their purchase.
Average order value
Allowing shoppers up to 36-months financing will increase their purchasing power. Which means boosting your sales.
By offering solutions that meets your customers needs, you will attract new and returning customers to your store.
Partnering up with Klarna will increase your website traffic. We’re constantly working on ways to boost your conversion rates.
Always with Klarna.
Regardless of what solution or payment method you sign up for, joining forces with Klarna will make running your business easier.
You’ll always have the latest and greatest version of all Klarna products.
Klarna refers millions of shoppers to online retailers via in-app promotions.
Make smart, data-driven decisions based on real customer insight.
We guarantee that the merchant holds up their end of the bargain. If the goods are wrong or don’t arrive, we take the cost.
We assume all credit and fraud risk, so you can focus on running a successful business.
All products are easily adaptable to local preferences and legislation.
You always get paid right away and in full with any of Klarna’s payment options.