Consumer Ombudsman

If you remain dissatisfied with the outcome of your complaint after receiving a final response from Klarna’s Customer Service, you have the option to submit your complaint to Klarna’s Consumer Ombudsman for additional review.

After receiving your complaint, the Consumer Ombudsman will impartially review the previous handling of your case and decide if the current outcome should be upheld or if it should be changed. You will receive an answer as soon as a final decision has been made, but no longer than 10 working days after the Ombudsman has received your submission.

If you have not raised a complaint to Klarna previously, you must first contact 

To request your complaint to be reviewed by the Consumer Ombudsman, please fill in the form below. An acknowledgement will be sent to you via email within one workday if your submission meets the requirements to be reviewed by the Consumer Ombudsman as mentioned above.

If you are not satisfied with the decision made by the Consumer Ombudsman, you have the right to take the matter to The National Board for Consumer Disputes in Sweden (ARN) via www.arn.se. ARN is a government agency whose task is to impartially settle disputes between consumers and traders at no cost. You also have the option to turn to your local consumer protection agency.

How to reach The National Board for Consumer Disputes:

Website: 

The European Commission offers an online platform to resolve disputes that have arisen in e-commerce across national borders, outside of the courts. Via this platform, you can report your case in all official EU languages.

You reach the platform via