Investor Relations.

Here you will find Klarna’s latest and previous interim reports, annual reports and presentations. You will also find information about our debt instruments, as well as relevant contact persons. You can find our regulatory press releases here.

Financial information

2020
Capital adequacy reports

Q3 2020 / Q3 2020 (EN)

Q2 2020 / Q2 2020 (EN)

Q1 2020 / Q1 2020 (EN)
Financial reports and presentations

Press release Klarna Q3 Financial update

Financial update Q3 2020

Press release Klarna Interim Report Jan-Jun 2020

Presentation Klarna Business Update Jan-Jun 2020

Klarna Bank AB (publ) Interim report 2020 (EN)

Klarna Bank AB (publ) Delårsrapport 2020 (SV)

Klarna Holding AB Interim report 2020 (EN)

Klarna Holding AB Delårsrapport 2020 (SV)

Financial update Q1 2020
2019
Capital adequacy reports

Q4 2019 / Q4 2019 (EN)

Q3 2019 / Q3 2019 (EN)

Q2 2019 / Q2 2019 (EN)

Q1 2019 / Q1 2019 (EN)

Other reports

Risk management (Pillar 3) 2019 (EN)

ESG report 2019

Modern Slavery and Human trafficking statement

Climate report 2019
Financial reports

Klarna Bank AB (publ) Annual Report 2019 (EN)

Klarna Bank AB (publ) Annual Report 2019 (SV)

Klarna Holding AB Annual Report 2019 (EN)

Klarna Holding AB Annual Report 2019 (SV)

Bokslutskommuniké 2019 (SV)

Annual Financial Statement Release 2019 (EN)

Interim Financial Statements Q3 2019

Klarna Bank AB (publ) Delårsrapport 2019 (SV)

Klarna Bank AB (publ) Interim report 2019 (EN)

Klarna Holding AB Delårsrapport 2019 (SV)

Klarna Holding AB Interim report 2019 (EN)

Interim Financial Statements Q1 2019
2018
Capital adequacy reports

Q4 2018 / Q4 2018 (EN)

Q3 2018 / Q3 2018 (EN)

Q2 2018 / Q2 2018 (EN)

Q1 2018 / Q1 2018 (EN)

Other reports

Risk management (Pillar 3) 2018 (EN)

ESG report 2018

Modern Slavery and Human trafficking statement
Financial reports

Klarna Bank AB (publ) Annual Report 2018 (EN)

Klarna Bank AB (publ) Annual Report 2018 (SV)

Klarna Holding AB Annual Report 2018 (EN)

Klarna Holding AB Annual Report 2018 (SV)

Bokslutskommuniké 2018 (SV)

Annual financial statement release 2018 (EN)

Interim Financial Statements Q3 2018

Interim Financial Statements Q2 2018 Klarna Bank AB (publ) (EN)

Interim Financial Statements Q2 2018 Klarna Bank AB (publ) (SV)

Interim Financial Statements Q2 2018 Klarna Holding AB (EN)

Interim Financial Statements Q2 2018 Klarna Holding AB (SV)

Interim Financial Statements Q1 2018
2017
Capital adequacy reports

Q4 2017 / Q4 2017 (EN)

Q3 2017 / Q3 2017 (EN)

Q2 2017 / Q2 2017 (EN)

Q1 2017 / Q1 2017 (EN)

Other reports

Riskhantering (Pillar 3) 2017 (SV)

ESG report 2017 (EN)
Financial reports

Klarna Bank AB (publ) Annual Report 2017 (EN)

Klarna Bank AB (publ) Annual Report 2017 (SV)

Klarna Holding AB Annual Report 2017 (EN)

Klarna Holding AB Annual Report 2017 (SV)

 

Bokslutskommuniké 2017 (SV)


Annual financial statement release 2017 (EN)

Interim Financial Statements Q3 2017

Interim report 2017 (EN)

Interim report 2017 (SV)

Interim Financial Statements Q2 2017

Interim Financial Statements Q1 2017
2016
Capital adequacy reports

Q4 2016 / Q4 2016 (EN)

Q3 2016 / Q3 2016 (EN)

Q2 2016 / Q2 2016 (EN)

Q1 2016

Other reports

Riskhantering (Pillar 3) 2016 (SV)
Financial reports

Annual report 2016 (SV)

Auditor report 2016 (SV)

Annual report 2016 (EN)


Auditor report 2016 (EN)

Interim Financial Statements H1 2016

Interim Financial Statements H2 2016
2015
 Capital adequacy reports

Q4 2015

Q3 2015

Q2 2015

Q1 2015

Other reports

Riskhantering (Pillar 3) 2015 (SV
Financial reports

Annual report 2015 (SV)

Auditor report 2015 (SV)

Annual report 2015 (EN)

Auditor report 2015 (EN)
2014
 Capital adequacy reports

Q4 2014

Q3 2014

Q2 2014

Q1 2014
 Other reports

Riskhantering (Pillar 3) 2014 (SV)
2013
 Capital adequacy reports

Q4 2013
Q3 2013
Q2 2013
Q1 2013
 Other reports

Riskhantering (Pillar 3) 2013 (SV)
2012
 Capital adequacy reports

Q4 2012
Q3 2012
Q2 2012
Q1 2012
 Other reports

Riskhantering (Pillar 3) 2012 (SV)
2011
 Capital adequacy reports

Q4 2011
Q3 2011
Q2 2011
Q1 2011
 Other reports

Riskhantering (Pillar 3) 2011 (SV) 
2010
 Capital adequacy reports

Q4 2010

Q3 2010

Q2 2010

Q1 2010
 Other reports

Riskhantering (Pillar 3) 2010 (SV)
2009
 Capital adequacy reports

Q4 2009
Q3 2009

Debt Issuance Information

June 2016 – Tier 2 notes – terms & conditions 

May 2017 – Additional Tier 1 notes – terms & conditions

September 2017 – Senior unsecured notes – Prospectus

July 2018 – Tier 2 notes – terms & conditions

October 2018 – Base Prospectus for MTN programme

November 2018 – Additional Tier 1 notes (Holding) – terms & conditions

October 2019 – Base Prospectus for MTN programme

October 2019 – Commercial paper program

November 2019 – Final Terms for Loan No. 101 under the MTN program

December 2019 – Final Terms for Loan No. 102 under the MTN program

January 2020 – Final Terms for Loan No. 102, Tranche No. 2 under the MTN program

February 2020 – Final Terms for Loan No. 101, Tranche No. 2 under the MTN program

November 2020 – Base Prospectus for MTN programme

Company information

Articles of association

Bolagsordning

Registration Certificate

Contact us

Press: Aoife Houlihan, Head of Communications, +46 72 855 8047, aoife.houlihan@klarna.com

Equity investors, Debt investors:
investorrelations@klarna.com