Klarna Online

Your customers aren't only online. So neither are we.

Smoooth payments anywhere you do business.

Today's customers are used to easy online payments and want the same simplicity and control in-store they get online.
It's easy to pay in-store with Klarna. No app download, no membership and no sign up. It works with any connected smartphone.

Simple financing.

Choosing a finance option with Klarna speeds up purchasing, as there’s no need for your customer to complete lengthy forms or card numbers.

It’s simpler for your staff too: easier to train for, easier to remember and easier to perform than other PoS finance solutions. So you get more business done.

Preferred payment.

Our smoooth online buying experience has made Klarna a preferred payment method for many customers. And if you offer it in-store, they’ll thank you for it.
As well as giving your customers more flexibility and choice, your store will be able to leverage Klarna’s brand recognition and reputation, as well as co-branding possibilities before, during and after purchase.

Less hassle. More selling.

If your customer chooses to pay with Klarna, the only information you need to ask them for is their phone number. Then you can trigger an SMS to their device that lets them take control of the rest of the purchase.
Customers buy their product at the counter as easily as paying right away – but with the option of paying later at their convenience without having to join another queue to apply for financing.

Tailored by default

Same customers.
Different needs.

Low ticket items: Convenience

Quick, easy purchases with no hiccups

Mid ticket items: Flexibility

Different benefits for different customers.
Some want quick and simple, while others need flexibility and control.

High ticket items: Control

Complete control to manage cashflow and match the level of investment.

How it works

Quick. Simple. Smoooth.


The customer is given the option of paying with Klarna and shares their phone number.


The seller enters the customer’s phone number into the store’s system.


The customer receives a text message with a link to complete the process.


Confirmation is sent to the store’s system.

Easy integration

Klarna’s in-store solution is designed to integrate seamlessly with today’s leading PoS terminals and retail systems. With no extra investment required, it’s as easy as flicking a switch.

See compatible systems

You had me at smoooth

If you’re ready to start enjoying the benefits of partnering with Klarna, click the button below. Starting with Klarna will have you up and running in no time. But we’re always ready to help if you need us.