Klarna Online

Be smoooth in-store.

Offer the same rich choice of payments in your store as you would online.

  • Increase your AOV, with a true choice of payments
  • No more waiting, first time financing in under a minute
  • No apps or logins required, not even a wallet.


From intention to purchase.

It’s the moment of truth – your customer is in buying mode. Your sales team is able to help turn intention into decision by offering a comprehensive range of affordable payment options.


Hello friend.

Your customer will receive a notification on their mobile device. They don’t need to be existing Klarna customers but if they are, they’ll be recognised whether they’ve been to your store or not.

Payment Choice

Choice in their hands.

The customer is able to choose how they pay for the product. Pay now, later or slice it. More choice means more sales.


First time financing, in under a minute.

Even being approved for responsible financing is smoooth. It takes just 45 seconds on average, compared to the usual «stand in line» at the desk experience.


And you’re done.

We handle the rest. Risk management, payment reminders, transaction handling and ensuring the customer experience is the best it can be.

Simple pricing, increased sales.

2,95% per transaction + 799 NOK/month

One-time starting fee of 6 499 NOK. Min 12 months contract.

Take payments wherever your customers are.

Today’s customers are used to easy online payments and want the same simplicity and control in-store as they get online.

It’s easy to pay in-store with Klarna. No app download, no membership and no sign up. The customer simply receives a notification with a link to pay with Klarna, where they do the rest.

Offer your customers true choice in payment.

Supporting full financing, card, Local banking, external payments and wallets as well as displaying all shipping options – and we’re always exploring new and responsible ways of helping people to pay, in the way they want.

More choice means more value.

78% of shoppers say that choice in payment methods is important. Offering a wide range of payments beyond just cards, including our responsible financing methods makes shopping easier and safer for everyone.

Privacy and simplicity in customers’ hands.

Paying with Klarna in store is optimised in every way to improve your customer’s shopping experience and improve your sales. Offering Klarna means that the smoooth and simple checkout enjoyed by consumers online becomes available in store. This is made possible by a unique solution that allows consumers to complete their purchases on their smartphones.

No waiting at the financing desk.

Buying an item with financing is just at easy as paying for it right away, but with the option of paying later at their convenience, without having to queue and apply for financing.

And that makes for bigger baskets.

Customers choosing financing have AOV 58% higher than the average shopper – so offering effortless and responsible finance helps you and them.

No matter what product you choose, you will always get:

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The merchant portal

You will get access to a backend in which you can manage everything Klarna.

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Klarna as a marketing tool

You will get access to marketing material that you can use in your marketing initiatives. E.g. the “No risk” aspects is usually popular to promote.

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Global products, local faces

All products are built to be adapted to local preferences and legislations.

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Single integration, integrated once

After having integrated Klarna, the products will be automatically updated without you lifting a finger.

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Local support for you and your customers

Thousands of employees having conversations with your customers when they need that human guidance.

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No risk, for you or your customers

You will always get paid and the customer is covered by Klarna's Buyers Protection.

Let's do in-store marketing together

You’re offering your customers a smoooth buying experience. So let them know. Get some in-store signs to your store.

Visit portal

Chat with Klarna

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Slik behandler vi dine opplysninger

Klarna Bank AB (publ) er et svenskt registrert selskap med organisasjonsnummer 556737-0431. All innsamling, bearbeiding og annen bruk av personopplysninger benyttes kun i sammenheng med tjenestene Klarna AB («Klarna») tilbyr og er nødvendig for å kunne tillate deg å gjøre kjøp med Klarna, eller benytte andre tjenester, for eksempel informasjonsblanketter og chat. Eksempel på bruk av dine angitte personopplysninger er når vi besvarer din henvendelse. Vi er forpliktet til å behandle personopplysninger med ytterste forsiktighet og oppgir ikke personlig data til tredjeparter for reklame eller markedsføring, med mindre annet er uttrykkelig angitt. Klarna vil kunne overføre opplysninger til tjenesteleverandører etablert i et tredje land. Behandling av data må oppfylle kravene til personvern som gjelder for landene i EØS-området, spesielt Sverige. Vi har foretatt tekniske og organisatoriske tiltak for å sikre at eksterne tjenesteleverandører tilfredsstiller disse kravene. For mer informasjon, inkludert informasjon om hvordan man kan tilbakekalle sitt samtykke, endringer i personopplysninger og forespørsler om informasjon, kan du lese her Klarna.