Klarna Online

Payments. Redefined.

Klarna gives your customers an intuitive choice of ways to pay.

Pay now.

Click. Done.

Customers who want to pay in full at checkout can do it quickly and securely with a credit/debit card or Klarna Direkt. If they have a Klarna account they can save their details and enjoy one-click purchases from then on.

For digital services and subscriptions purchases can even be tokenised for easy recurring payments, with the security of an invoice as a fall back.

Pay later.

Buy it. Love it. Pay for it.

The option to buy now and pay later makes buying quicker and easier for customers: no need to fill out lengthy personal details or card numbers online.

Customers love it, as they can buy and pay at their convenience, settling their bill directly with Klarna in 14 days by card or bank transfer with no interest to pay.
You’ll love it too, because you receive payment from Klarna immediately, without any credit or fraud risk.

Slice it.

Give your customers the credit they deserve

Your customers can spread the cost of their purchases at a low interest rate, giving them flexibility and increased purchasing power. Our unique credit application process is quick and easy, requiring minimal information and taking just seconds to complete.

Market-leading risk assessment with a technology-driven underwriting system allows us to accept more purchases, so you sell more. And even if a customer defaults, you still get paid: we take all the risk.

A smoooth payments experience

Add a Klarna payments widget to your checkout page and you can offer the smooothest customer experience on the market.

Take a tour of our demo store >
Keep your customers on your site

Fewer interruptions make shopping smooother. With Klarna, your customer won’t be redirected, however they pay. So you offer the best customer experience while maintaining your own brand’s look and feel.

One integration for every feature in every market.

Integrate Klarna once and you’re done. You can expand your business into new markets, new products and new services with no intervention required. You always get the best Klarna available, and it’s always compliant in the markets we serve.

Dynamic payments presentation

Klarna’s payments widget enables you to show a user’s preferred and most relevant payment options, and they’ll never see an option for which they are not eligible. Evidence shows us that tailoring our offer to consumers and products has a positive effect on average order value.

Friction-free payments. Hassle-free integration.

It only takes a single integration to offer your choice of Klarna payment methods through a widget placed on your site.

From day one, you benefit from our constant measurement, evaluation and improvement in real time to deliver you optimal conversion – without you having to lift a finger.

You can also integrate our payment methods yourself with our Developer’s toolkit, or through a plug-in for all popular e-commerce platforms.

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Show me the plug-ins and platforms >
You had me at smoooth.

If you’re ready to start enjoying the benefits of partnering with Klarna, click the button below. Starting with Klarna will have you up and running in no time. But we’re always ready to help if you need us.

Offer the smooothest checkout experience to ALL of your customers.

Our complete checkout is a simple, dynamic solution that identifies the customer, requires minimal information input and offers all popular payment options – all with a single integration.

See the complete solution