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Questions about Pay now with direct banking

How secure is paying with direct banking?
What makes Klarna different from e-wallets, such as PayPal?
Which TAN procedures are supported?
Will sensitive personal data be stored?
What are the benefits of paying with direct banking?
Does it cost me to use Klarna to pay with direct banking?
Which online banking accounts work with Pay now with direct banking?
Do I have to register with Klarna to pay with direct banking?
Will the purchase amount be directly transferred from the customer to the merchant?
What data does Klarna require to pay with direct banking?
I don't use online banking – can I pay with direct banking anyway?