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Jan 26, 20221 min read

The Klarna card is here: we’re launching a no interest physical card in the UK.

Klarna K logo

by Klarna

It’s official! We are launching our own physical Klarna card in the UK! With our new card, you will be able to enjoy the flexibility and convenience to pay later for your purchases everywhere in physical stores.

Our new Klarna card will allow you to use ‘Pay in 30’, but watch this space as we’re planning to add more payment methods in the future.

We are super excited about this next step in our evolution and that we are bringing you flexible, transparent and convenient payment options in a physical sense! We know that our Pay Later products are a sustainable alternative to traditional credit, providing clear payment schedules and no interest. 

How do I get involved?

Are you interested in getting a little pink or black card in your wallet? Great news, we will be reaching out to our eligible consumers in the coming months. You can sign up to be on the waitlist by tapping ‘Klarna Card’ in the latest version of our app or from your account here.

So how does it work?

With our card you can shop anywhere Visa is accepted (online, in-store, at home or abroad), regardless of whether a retailer offers Klarna. You can easily add the card to your Apple Pay and Google Pay and make contactless payments in-store. 

You can manage your card within our app, which will show you spending overviews of where you’ve shopped, what you owe, and when you need to pay. You will also receive handy payment reminders to keep you on track. Misplaced your card? Not to worry, we have included short-term card blocking within our app, so you can quickly and easily put a pause on spending until you locate it. 

The same as our Pay Later products, you can pay early, or hit the Snooze button to extend the due date for up to 10 days if you need more time for free. 

Tell me more! 

In addition to all the usual features of a card, we’ve got a few extra bits up our sleeve to make this the smooothest option for our customers. More great features include: 


  • Daily eligibility for safer spending
    Every day we re-evaluate how much you can spend to ensure we are lending responsibly and protects all our consumers from overspending.
  • No nasty surprises when shopping on holiday.
    Our new card has no foreign exchange fees or mark-ups.
  • Realtime spending updates.
    Want to know more about what you’ve spent? We’ve got you covered with instant push notifications for all of your transactions. We also notify you if a payment has been declined.
  • 24/7 customer support.
    As with all of our products, we want you to have the smooothest journey, but sometimes things do go wrong or you may have a question, that’s why we have 24/7 customer support in our app just-incase you need some help.
  • A superior post purchase experience.
    Bank statements can be difficult to read, do you really know what you spent your money on? Say goodbye to the old and hello to a new way to view your spending. With the Klarna card, you get an overview of all purchases within our app showing what you actually purchased.

Copyright © 2005-2023 Klarna Bank AB (publ). Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Klarna Bank AB offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Klarna Bank AB (publ) registered and head office: Sveavägen 46, 111 34 Stockholm, Sweden. A Swedish public limited company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office with organisation number: 556737-0431.