Is Klarna regulated by a financial authority?

Klarna Bank AB (publ) is regulated by the Swedish Financial Supervisory Authority (SFSA).

Since Klarna has its banking license in Sweden, the SFSA is Klarna’s regulator. However, as we are passporting our banking license into the UK, we are also required to comply with a number of relevant Financial Conduct Authority (FCA) rules, as detailed in the FCA Handbook.

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