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Let your customers shop now and pay later. 

Pay later is a free payment delay so customers can get the goods whenever they want and pay in 30 days after delivery.


If you want to get in touch with sales, click here.

How it works.

Pay later in 30 days is the easiest way of removing the friction during checkout, allowing shoppers pay after delivery.


Your customer chooses Pay later at checkout and completes the purchase with simple top of mind information.


Klarna guarantees payment and you can ship the order directly.


Your customer easily manages their payment and order details online or in our app.

The perfect fit

Perfect for fashion, beauty, accessory and footwear retailers. Ideal for purchase totals up to £250. The typical order value on Pay later transactions is £75.

Increase your sales.

By adding Pay later to your checkout, shoppers can see, try and touch the product before paying for it. More ways to buy from you means more sales and happier customers. Here are some results retailers typically see.


increase in average order value


higher annual customer purchase frequency


higher conversion rate vs. card transactions

It doesn’t get simpler.

Shopping has never been simpler than when customers separate buying from paying.

Top of mind information

New customers are only asked to provide simple top of mind information to complete the purchase .

One-tap purchase

Customers that return to any of Klarna’s connected retails get recognised, and prefilled.

No signups or redirects

No interruptions or account signup required. Our in-line solution keeps your shoppers on your site.

Zero risk for your business.

You get paid in full upfront, while the shopper pays us over time. Your business is always protected from fraud and credit risk. Your customers are protected, too, thanks to our pre-authorization process and buyer’s protection policy.

Easy sign up and set up.


Get up and running on popular platforms like Shopify and Woocommerce. Pay later is available on almost every e-commerce platform, and only takes a few minutes to start accepting payments.


Klarna is a perfect fit for our millennial demographic. With Pay later, our customers can shop the look at any time during the month, ensuring they don’t miss out on our must-have items which often sell out as soon as they’re launched. We’ve seen a 31% increase in average order value since adding Pay later to our checkout and a significant increase in returning customers.

-Paul Masters
Chief Operating Officer – In The Style

See it in action.

Get started

Take the first step to give your customers a smooother shopping experience today. Fill out the form below and we’ll have you up and running in no time.

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