How can I improve my chances of approval for a Klarna Card Purchase Plan?

Each plan creation attempt generates a new automated decision assessment based on available decision data in real time. Before applying for a new plan:

  • Check you don’t have any unpaid invoices
    Settle the amount due before making a new purchase with your Klarna Card.

  • Confirm your card is not temporarily blocked or frozen

Note: customer service agents do not have additional information about the automated decline reason and are not able to change or influence the decision.

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