Pay in 3, 6 or 12 interest-free instalments

Your payments are automatically withdrawn from your connected card or bank account according to the agreed payment schedule, but you can make early payments anytime you wish.

Pay in 30 days

To make a manual payment:

  1. Go to

  2. Navigate to the order you would like to pay

  3. Tap Payment options and follow the instructions

Which payment methods are accepted by Klarna?

  • Klarna accepts all major debit cards

  • We accept major credit cards such as Visa, Maestro, and Mastercard.

  • You can't use credit to pay off Financing purchases or Klarna Card purchases.

The following payment providers do not work with Klarna: 

  • American Express (Amex)

  • Discover

  • Prepaid cards 

Good to know: You can’t cancel a payment while the payment is processing

Haven’t yet set up Autopay for Pay in 30 days or Klarna Card?

To guarantee you never miss a payment connect a debit card and payments will be withdrawn automatically on the due date:

  1. Navigate to Control center in our app

  2. Tap Payment methods

  3. Select Autopay

  4. Select a debit card from the list, or enter new card details, to complete the steps to link your debit card then toggle on Autopay.

Note, Autopay does not work for overdue payments.

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Copyright © 2005-2026 Klarna. Klarna Financial Services UK Limited is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 987889) and the provision of payment services and the issuing of electronic money under the Electronic Money Regulations 2011 (firm reference number 1021834). Klarna Financial Services UK Limited offers both regulated and unregulated products. Klarna’s interest free and pay up to 12 months Financing agreements, Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Incorporated in England (company number 14290857), with its registered office at 10 York Road, London, SE1 7ND.