What is my credit limit?

Your credit limit is the maximum amount of credit Klarna will offer you at this time. This takes into account many different factors including time of day, size of the purchase, how long you have been shopping with Klarna, and how many purchases that have been successfully paid back. Meaning, the longer you have been using Klarna, and the more orders you have successfully repaid according to your payment schedule. Restrictions are tighter for ‘new’ shoppers until we get to know you. Each time you use Klarna we are making a fresh decision, and over time you will be able to spend more.

For Financing Account
We will let you know by email how much credit we will offer you once you have signed your Klarna Account agreement in the checkout. Your credit limit is also shown on each monthly statement. You can always check your credit limit in the Klarna app.

Can I increase my credit limit?
We automatically determine if you are eligible for a credit limit increase when you shop with Klarna. You can try to make a purchase that is above your credit limit and if we are able to grant that increase it will be done at that time.

Currently, we cannot accept customer-initiated requests for credit limit increases.

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