Why should I pay the interest-saver amount?

Paying your interest-saver amount will keep you on track to follow the promotional plan you selected in the store’s checkout. This means that you will pay off your purchase in the agreed-upon amount of time and at the agreed-upon interest rate, according to the terms and conditions of your plan.

You have the flexibility to pay less than your interest-saver amount by paying the minimum payment. This is the minimum amount you can pay each month to avoid late fees or additional interest. However, paying just the minimum payment will convert your existing plan to base terms, with 18.9% APR. This means that you will have a higher interest-bearing payment plan with an extended time frame to pay off the balance of your account. If you pay less than the minimum payment, you will face late fees and additional interest charges.

Need extra support?

If you are struggling to make a payment, please contact our customer service team through our chat or by phone on 0203 005 0834. We can discuss what options are available and find the best solution for you. Further information regarding what to do if you are having trouble paying can be found here.

You can also contact a number of not-for-profit organisations for free, confidential and impartial debt advice. For further details and information on how to contact these organisations please click here.

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