The Klarna credit card.
The smarter way to travel.
Shop abroad with no foreign exchange fees from Klarna. Pay in full, later, or spread the cost over time.
Sign-up:
Klarna credit card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Representative APR 0.0% (variable).
A card that works around the world on your terms
Accepted globally
Use the credit card anywhere Visa is accepted—online and in-store.
No foreign exchange fees
Spend in other currencies without extra fees from Klarna.
Flexible payment options
Pay in full, later, or in monthly instalments of 3, 6 or 12 months.¹
¹ If you want to spread a payment due under your Klarna credit card, you can convert it into a payment plan over 3, 6, or 12 months, to be repaid in monthly instalments. Interest is payable on conversions at a rate of 27.9% (fixed). Borrowing more than you can afford, or paying late, may make it harder to get credit in the future. Credit subject to status. 18+. UK residents only. Representative example: 27.9% APR representative based on a loan amount of £1,200 repayable over 12 months at an interest rate of 27.9% p.a. (Fixed). Monthly repayment of £127.90 and a total amount payable of £1,534.80. Total charge for credit £334.80. T&Cs apply.
Flexible payment options for every destination
Pay in full
Pay the full amount right away.
Pay monthly
Pay off your whole balance once a month interest-free.
Pay over time
Split the cost over 3, 6 or 12 months.
Take the credit card with you wherever you go
Whether it’s a café in Paris or a market in Mexico City, the credit card works worldwide—with no foreign exchange fees from Klarna.
Accepted in over 200 countries.
Real-time spending alerts in the app.
Sign-up:
Credit card in action
From big bookings to small purchases—pay your way, wherever you are.
Hotel booking – £1,200
• 6 monthly payments of £211.57²
• Payment plan set in app
• Spread the cost to fit your travel budget
→ Total: £1,269.42 including interest
Coffee in Paris – €4.00
• Pay in full
• FX-free conversion
• Klarna app alert shows exact exchange rate
² If you want to spread a payment due under your Klarna Credit Card, you can convert it into a payment plan over 3, 6, or 12 months, to be repaid in monthly instalments. Interest is payable on conversions at a rate of 27.9% (fixed). Borrowing more than you can afford, or paying late, may make it harder to get credit in the future. Credit subject to status. 18+. UK residents only. Representative example: 27.9% APR representative based on a loan amount of £1,200 repayable over 12 months at an interest rate of 27.9% p.a. (Fixed). Monthly repayment of £127.90 and a total amount payable of £1,534.80. Total charge for credit £334.80. T&Cs apply.
Get the credit card today
Apply in the app and start using it instantly—at home or abroad.
Sign-up: