90 Million shoppers can be yours.

Make our 20M US shoppers yours.

Klarna gives your business access to more shoppers who shop more often.

America’s leading brands offer Klarna at checkout.

See more Klarna stores

Payment options shoppers love.

As an alternative to credit, Klarna Pay in 4 gives your customers the flexibility to get what they love today and pay later—without interest or fees. More purchasing power for them means more purchases for you—and the proof is in the pudding: Klarna shoppers are proven to buy more, and do it more often.

How it works.

Take a look at how Klarna Pay in 4 seamlessly integrates into your online store and checkout.

On-site messaging displayed on a phone

While shopping.

Shoppers learn they can get what they love now and split the cost into 4 interest-free payments over time, without fees.

4 installments payment details displayed

At checkout.

After selecting Pay in 4, the payment details are displayed. Both credit and debit cards can be used and no signup is required.

On shipment

On shipment.

Retailers get paid up front. As soon as the order has been processed and the customer has made the first payment at the time of purchase, you get paid in full.

Klarna integrates easily into your checkout.

When you team up with Klarna you get more than just a set of modern payment methods. We work to enhance the full customer shopping journey while making selling online smooother than ever.

More about integration

We help you reach new customers.

Reach your future customers with Klarna. We engage millions of shoppers every day across our app and social channels to drive traffic to your store.


social media impressions every month. Our high engagement marketing campaigns tap into pop culture.


active users monthly on Klarna’s shopping app—the most downloaded pay later app in the world.


US shoppers—more shoppers in the US than our competitors have globally.

No risk. Just reward.

Selling with Klarna will boost your sales and make running your business easier.

Globally compliant.

All products are adapted to fit local preferences and legislation.

Upfront payment.

You always get paid upfront and in full with any Klarna payment option.

Seller’s protection.

We assume all credit and fraud risk, so you can focus on running a successful business.

Buyer’s protection.

We’ve got your customer’s back. If their order doesn’t arrive, they don’t pay. We take the cost.

Why settle for anything but the best? Join the biggest payments provider in the US.