In-store

More ways to pay in-store.

Offer Klarna’s payment methods anywhere you meet your customers.

Offer flexible ways to pay in your store.

Klarna In-store is a simple and flexible way to offer customers the freedom to choose how and when to pay in your brick-and-mortar. Your customers pay in a way that suits them – you get paid upfront and in full.

78%

of shoppers say it's important for them to have a choice in payment methods.

30%

increased conversion reported from retailers offering Klarna’s services.

This is Klarna In-store.

Give your customers modern in-store payment options with our Digital card solution. Simple for shoppers and salespeople alike.

1. Activation

Display signage so shoppers know they can buy now & pay later in your store. They'll need the Klarna app to get started.

2. Create card

Customers will search for your store in the Klarna app, and create a Digital card for their purchase.

3. Tap to pay

Shoppers add the card to their digital wallet, and tap for contactless payments.

1. Activation

Display signage so shoppers know they can buy now & pay later in your store. They'll need the Klarna app to get started.

2. Create card

Customers will search for your store in the Klarna app, and create a Digital card for their purchase.

3. Tap to pay

Shoppers add the card to their digital wallet, and tap for contactless payments.

4. Post-purchase

Shoppers get a clear overview of their purchases and can easily manage their payments.

Integrated ways to pay in-store.

In addition to our plug-and-play offering, we can integrate directly with your existing set up to offer Klarna as a tender directly from your existing point of sale.

Verifone terminal integration.

Enable Klarna via a fully integrated solution on Verifone terminals across all retail locations.

Vend ePOS integration.

Cloud-based point-of-sale (ePOS) for SMB retailers to offer Klarna seamlessly in-store and with less risk through QR code, SMS, or email.

Details about Klarna In-store.

Service

Market availability
US, AU, UK, DE, NL, IT, AT, SE, FI, NO, DK, BE
Customer identification
Included
Payment methods
Pay in 4 Installments, Pay Later, Pay Now, Financing
Fraud liability protection
Included
Klarna sellers protection
Included

Integration

Auto updates
Included
Auto local
Included
Dev resources

Commercial agreement

Max payment delay
3 business days
Standard term of agreement
36 months
Cost / Pricing model
5.99% on transaction
*Payment methods offering will vary depending on market.

What else?

We make it easy for retailers to sell anywhere. Take a look at where else you can offer your customers the power to pay later.

In-app

A checkout solution designed for your mobile app.

Make it easy for your customers to shop in your app and get access to our flexible payment methods.

Instant shopping

A quick-pay button for social shopping.

A payment button that allows users to instantly shop on social, your product page or anywhere you want.

Increase your business while delighting customers with flexible payment options.