Offer a new way to pay in your physical stores.

Up your AOV by 65% with Klarna’s contactless in-store payment solutions.

Offer a new way to pay in your physical stores.

The world’s biggest brands are already using Klarna In-store to boost their business and enhance the shopping experience.

Freedom to choose. For your customers, and for you.

Offering a variety of payment options is good news for your business. Let your customers pay over time in 4 interest-free payments, while you get paid upfront. Choose between our fully integrated or non-integrated solutions, your options are flexible.


of shoppers say it's important for them to have a choice in payment methods.


AOV increase for retailers offering Klarna In-store.


increase in conversion reported by retailers offering Klarna's payment methods.

In-store, in action.

Elevate the shopping experience by giving shoppers more payment flexibility in your physical store. Easier than ever with our non-integrated Digital Card offering. Here is how your customer will check out with Klarna.

1. Create card

1. Create card

Customers will create a Digital card in the Klarna app, and add it to their Apple or Google wallet.

Tap to pay

2. Tap to pay

The payment is made with a simple phone tap. It's a secure and contactless payment.

Post purchase

3. Post-purchase

They’ll get a clear overview of their purchases and can easily manage their payments in the Klarna app.

Another way to offer In-store.

In addition to the non-integrated solution, we can integrate directly with your existing point of sale. You’ll get access to more consumer insights. We’ll support your business each step of the way.

Verifone terminal integration.

Enable Klarna via a fully-integrated solution on Verifone terminals across all retail locations.

Vend ePOS integration.

Offer Klarna seamlessly in-store and with less risk through QR code, SMS, or email with Vend ePOS integration.

Designed to suit your business.

Get started in no time.

With our non-integrated Digital card solution, you can start selling with Klarna today.

More than a way to pay.

Give shoppers the freedom to spread the cost over 4 interest-free payments. You’ll get paid upfront and shoppers get a flexible plan.

Contactless payment.

Both secure and safe; cardless and contactless. Tap to pay is the way to go.

We’re everywhere your customers shop.

Whether in-store, online, or in-app, Klarna sales channels give your customers the ability to shop what they love today and pay later, while you get paid upfront.


A checkout solution designed for your mobile app.

Make it easy for customers to shop in your app with access to our flexible payment methods.

Express button

A quick-pay button that closes the checkout gap.

Give new customers the speedy VIP treatment they deserve.

Ready to boost sales and enhance the customer experience with Klarna In-store?