In-store

More ways to pay in-store.

Offer Klarna’s payment methods anywhere you meet your customers.

Offer flexible ways to pay in your store.

Klarna In-store is a simple and flexible way to offer customers the freedom to choose how and when to pay in your brick-and-mortar. Your customers pay in a way that suits them – you get paid upfront and in full.

78%

of shoppers say it's important for them to have a choice in payment methods.

30%

increased conversion reported from retailers offering Klarna’s services.

This is Klarna In-store.

Give your customers modern in-store payment options with our Digital card solution. Simple for shoppers and salespeople alike.

Shop now pay later

1. Activation

Display signage so shoppers know they can buy now & pay later in your store. They'll need the Klarna app to get started.

Installments In-store

2. Create card

Customers will search for your store in the Klarna app, and create a Digital card for their purchase.

Shop now pay later

1. Activation

Display signage so shoppers know they can buy now & pay later in your store. They'll need the Klarna app to get started.

Installments In-store

2. Create card

Customers will search for your store in the Klarna app, and create a Digital card for their purchase.

Tap to pay

3. Tap to pay

Shoppers add the card to their digital wallet, and tap for contactless payments.

Post-purchase payment overview

4. Post-purchase

Shoppers get a clear overview of their purchases and can easily manage their payments.

Integrated ways to pay in-store.

In addition to our plug-and-play offering, we can integrate directly with your existing set up to offer Klarna as a tender directly from your existing point of sale.

Verifone terminal integration

Verifone terminal integration.

Enable Klarna via a fully integrated solution on Verifone terminals across all retail locations.

Vend ePOS integration

Vend ePOS integration.

Cloud-based point-of-sale (ePOS) for SMB retailers to offer Klarna seamlessly in-store and with less risk through QR code, SMS, or email.

Details about Klarna In-store.

Service

Market availability
US, AU, UK, DE, NL, IT, AT, SE, FI, NO, DK, BE
Customer identification
Included
Payment methods
Pay in 4 Installments, Pay Later, Pay Now, Financing
Fraud liability protection
Included
Klarna sellers protection
Included

Integration

Auto updates
Included
Auto local
Included
Dev resources

Commercial agreement

Max payment delay
3 business days
Standard term of agreement
36 months
Cost / Pricing model
5.99% on transaction
*Payment methods offering will vary depending on market.

What else?

We make it easy for retailers to sell anywhere. Take a look at where else you can offer your customers the power to pay later.

In-app

A checkout solution designed for your mobile app.

Make it easy for your customers to shop in your app and get access to our flexible payment methods.

Instant shopping

A quick-pay button for social shopping.

A payment button that allows users to instantly shop on social, your product page or anywhere you want.

Increase your business while delighting customers with flexible payment options.