Be smoooth in store.
Offer more payment choice in your store, just as you would online.
- Increase average order value with a variety of payment options.
- Easy application, minimal collection of personal details.
- Real time credit decision.
From idea to reality.
It’s the moment of truth – your customer is in buying mode. You can now turn a notion into a decision by offering easy and flexible consumer financing right at the point of sale.
Your customer will receive a notification on their mobile to start the credit application. They don’t need to be an existing Klarna customer, but if they are, they’ll be recognized whether they’ve been to your store or not.
Choice in their hands.
The customer can choose the monthly installment plan that suits them best, allowing payments to fit within their own schedule.
First time financing, in under a minute.
Being approved for Klarna’s financing is smoooth. Just a few steps, minimal entry of personal details, real-time decision. The application takes less than a minute on average, compared to the usual lengthy in store credit experience.
And you’re done.
We handle the rest. Risk management, payment reminders, transaction handling and ensuring the customer experience is the best it can be.
No waiting for financing.
Shoppers may buy the products they want at the store counter, but can then pay over time at their convenience. This is done without the need to complete a lengthy credit application or spend time waiting for a decision.
And that makes for bigger baskets.
Customers choosing instant financing have an average order value 58% higher than the typical shopper. Offering effortless and responsible financing gives shoppers more control, and in turn, boosts sales for you.
No matter what product you choose, you will always get:
The merchant portal
You will get access to a backend in which you can manage everything Klarna.
Klarna as a marketing tool
You will get access to marketing material that you can use in your marketing initiatives. E.g. the “No risk” aspects is usually popular to promote.
Global products, local faces
All products are built to be adapted to local preferences and legislations.
Single integration, integrated once
After having integrated Klarna, the products will be automatically updated without you lifting a finger.
Local support for you and your customers
Thousands of employees having conversations with your customers when they need that human guidance.
No risk, for you or your customers
You will always get paid and the customer is covered by Klarna's Buyers Protection.
Other smoooth products
At Klarna, we do things differently. We know the main reason for success in commerce is customer satisfaction – so we relentlessly focus on creating enjoyable, effortless, and delightful customer experiences for consumers and merchants alike – and that helps your business to thrive.
Pay later in full
- Let shoppers try before they buy.
- Locally optimized and globally compliant.
- We take all the risk. You always get paid.
- Customer pays in installments, you get paid upfront.
- No fraud or credit risk for you.
- Customer is taken care of from purchase to final payment.
- Seamless customer identification and shipping selector. All payments included.
- Global support, local optimization.
- We take all the risk and make sure you get paid.