Merchant Portal

Be smoooth in store.

Offer more payment choice in your store, just as you would online.

  • Increase average order value with a variety of payment options.
  • Easy application, minimal collection of personal details.
  • Real time credit decision.


From idea to reality.

It’s the moment of truth – your customer is in buying mode. You can now turn a notion into a decision by offering easy and flexible consumer financing right at the point of sale.


Hello friend.

Your customer will receive a notification on their mobile to start the credit application. They don’t need to be an existing Klarna customer, but if they are, they’ll be recognized whether they’ve been to your store or not.

Payment Choice

Choice in their hands.

The customer can choose the monthly installment plan that suits them best, allowing payments to fit within their own schedule.


First time financing, in under a minute.

Being approved for Klarna’s financing is smoooth. Just a few steps, minimal entry of personal details, real-time decision. The application takes less than a minute on average, compared to the usual lengthy in store credit experience.


And you’re done.

We handle the rest. Risk management, payment reminders, transaction handling and ensuring the customer experience is the best it can be.

Take payments wherever your customers are.

Today’s customers are accustom to easy online payments, but are seeking the same control and flexibility in store.

With Klarna’s Slice it, shoppers can now access simple consumer financing in store. To start the process, the customer receives a text notification with a link to complete their purchase with Klarna, where they do the rest.

Offer your customers true choice in payment.

Klarna is always exploring new and responsible ways of helping people to pay how they want, when they want. We’re working to change the way people feel about buying.

More choice means more value.

78% of shoppers say that choice in payment methods is important to them. By offering a range of payment methods beyond cards, including consumer financing, purchasing products is made easier and more convenient.

Privacy and simplicity in customers’ hands.

Paying with Klarna in store is optimized to improve your customer’s shopping experience and increase sales. Offering Klarna means that the smooth consumer financing experience enjoyed by shoppers online is now available in stores. All made possible by a unique solution that allows the customer to complete their purchase on their own smartphone.

No waiting for financing.

Shoppers may buy the products they want at the store counter, but can then pay over time at their convenience. This is done without the need to complete a lengthy credit application or spend time waiting for a decision.

And that makes for bigger baskets.

Customers choosing instant financing have an average order value 58% higher than the typical shopper. Offering effortless and responsible financing gives shoppers more control, and in turn, boosts sales for you.

No matter what product you choose, you will always get:

The merchant portal

You will get access to a backend in which you can manage everything Klarna.

Klarna as a marketing tool

You will get access to marketing material that you can use in your marketing initiatives. E.g. the “No risk” aspects is usually popular to promote.

Global products, local faces

All products are built to be adapted to local preferences and legislations.

Single integration, integrated once

After having integrated Klarna, the products will be automatically updated without you lifting a finger.

Local support for you and your customers

Thousands of employees having conversations with your customers when they need that human guidance.

No risk, for you or your customers

You will always get paid and the customer is covered by Klarna's Buyers Protection.

Add Klarna to your store

Take the first step to give your customers a smooother shopping experience today. Fill out the form below and we’ll be in touch soon.

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