
In-store
What the future has in-store.
Increase sales and reach new customers by connecting your physical store to the world of Klarna.
Join some of the world’s biggest brands by boosting your business with Klarna In-store.






The flexibility of online shopping, now in your physical store.
With Klarna In-store you can connect your store to the Klarna ecosystem of shopping services. That means you can offer a variety of flexible payment options to boost conversion and AOV, market your store to drive footfall and attract new customers, and get more insights on who’s shopping in your store.
75%
of Klarna In-store users are either Millenials or Gen Z.
80%
higher AOV for retailers when customers pay with Klarna.
78%
of shoppers say it's important for them to have a choice in payment methods.
We help you find shoppers - and shoppers find you.
With Klarna In-store you get new ways to reach and attract shoppers to your physical store, all through the Klarna app.
- Allow shoppers to find your store in the Klarna app
- Attract nearby shoppers with location based alerts
- Spread the word through In-app messaging
Pandora x Klarna Case Study
Pandora charms growth with Klarna In-store.
"With Klarna, we can tap into new 'tribes' that are proactively seeking retailers that offer Klarna". By partnering with Klarna, Pandora has been able to reach a younger demographic, get new shopper insights and have seen a 70% increase in AOV for Klarna transactions.
How customers pay.
Choose between our integration-free Digital Card or our speedy integrated QR code solutions.
No matter which solution you choose, payments always starts in the same place: the Klarna app.
Pay in 4 with zero integration.
Offer Klarna’s flexible payments with zero technical integration. With Digital Card all you need to do is put up signage, educate the staff and start selling. Here's how the customer pays:

1. Create card
The customer finds your store in the Klarna app and creates a single-use digital card.

2. Tap-to-pay
The customer adds the card to their Apple Pay or Google Pay wallet and simply taps their phone to the card terminal.

3. Post purchase
They'll get a clear overview of their purchases and can easily manage their payments in the Klarna app.
The smooothest in-store experience.
Klarna's integrated QR codes take your shopping experience to the next level. Create a quicker checkout, offer all of Klarna’s payment options and get even more customer insights by integrating Klarna with your POS system or card terminal.
Designed to suit your business.
We make it easy.
Whether you choose our non-integrated Digital Card solution or you want to make a custom integration, we guarantee a smoooth process.
More ways to pay.
With Klarna In-store you can offer customers a variety of payment options, but you always get paid upfront.
Customer insights.
With Klarna In-store you get a new source of insights into who your customers are and how they shop.