In-store

In-store is here.

Up your AOV by 41% with Klarna’s contactless in-store payment solutions.

Woman making an instore purchase

Klarna In-Store is used by the world’s leading brands to boost sales and enhance the customer shopping experience.

This is Klarna In-Store.

Offer your shoppers flexible in-store payment options with Klarna’s Digital Card. Simple for both shoppers and salespeople.

1. Activation

Display signage so shoppers know they can buy now & pay later in your store. They’ll need the Klarna app to get started.

2. Create card

Customers will search for your store in the Klarna app, and create a Digital Card for their purchase.

3. Tap to pay

Shoppers simply add the card to their Apple or Google wallet, and tap their smartphone for contactless payment.

1. Activation

Display signage so shoppers know they can buy now & pay later in your store. They’ll need the Klarna app to get started.

2. Create card

Customers will search for your store in the Klarna app, and create a Digital Card for their purchase.

3. Tap to pay

Shoppers simply add the card to their Apple or Google wallet, and tap their smartphone for contactless payment.

4. Post-purchase

Shoppers get a clear overview of their purchases and can easily manage their payments.

Flexible ways to pay, now in a store near you.

Klarna's contactless in-store payment solution lets customers split their purchase into 4 interest-free payments, while you get paid upfront. It’s a win-win.

78%

of shoppers say it's important for them to have a choice in payment methods

41%

average AOV increase for retailers offering a Pay in 4 solution

20%

increase in conversion reported by retailers offering Klarna's services

Why Klarna?

Give your shoppers the freedom to pay how they want, when they want, where they want.

Pay in 4

Pay in 4.

Give your customers the flexibility to shop now and spread the cost over time.

In-app

In-app.

Make it easy for your customers to shop in-app and get access to our flexible payment methods.

On-site messaging

On-Site Messaging.

Klarna’s free On-Site Messaging keeps shoppers updated on payment options as they browse, helping increase conversion and AOV.

The nitty gritty.

Service

Market availability
US, AU, UK, DE, NL, IT, AT, SE, FI, NO, DK, BE
Customer identification
Included
Payment methods
Pay in 4 Installments, Pay Later, Pay Now, Financing
Fraud liability protection
Included
Klarna sellers protection
Included

Integration

Auto updates
Included
Auto local
Included
Dev resources

Commercial agreement

Max payment delay
3 business days
Standard term of agreement
36 months
Offerings
Payment methods offering will vary depending on market.

Integrate your in-store payments.

In addition to our plug-and-play offering, we integrate directly with your existing provider to offer Klarna as a payment option from your existing point of sale.

Verifone terminal integration.

Enable Klarna via a fully-integrated solution on Verifone terminals across all retail locations.

Vend ePOS integration.

Offer Klarna seamlessly in-store and with less risk through QR code, SMS, or email with Vend ePOS integration.

Ready to boost your sales and enhance your customer experience with Klarna In-Store payments?