Instant shopping

An instant checkout anywhere.

Instant shopping turns any page into a checkout, allowing customers to buy in a flash when feeling inspired.


increased conversion from retailers offering Klarna’s services.


increase in average order value.

How it works.

Instant shopping is a user-friendly express lane to a faster checkout.


Your customer learns that the product can be bought instantly.


Personal data is already pre-filled and the purchase is completed without leaving the product page.

On shipment

Your customer gets notified when their payment is due. You get paid in full, upfront.

Post-purchase experience.

Whether you’re a retailer or a shopper, we’ve got your back. We take full fraud and credit risk for retailers, while giving buyers protection to shoppers. We put the control in the hands of shoppers – gathering all orders in a single place. Shoppers can manage their purchases, chat with customer service 24/7, or make returns online or in the Klarna app. Before their payment is due, we’ll send a friendly reminder for a hassle-free experience.

Of all the touchpoints that consumers have with your product outside of your domain, Instant shopping will make those touchpoints actionable.


of users say Klarna is a better experience than other online checkouts.

Boost your business.

Instant shopping is designed to be conveniently fast. When your customers go from inspiration to shopping in one step, there’s less friction, meaning higher conversion rates.


An instant shopping button that can be placed anywhere. One-click shopping together with an easy and seamless checkout will make more shoppers complete their purchase.

Average order value

Instant shopping supports all popular payment methods, including Pay later options like Pay in 30 days and 4 interest-free installments. More choices make the settlement smooother.

Customer loyalty

We identify your customers and adapt the checkout to their preferences – on any device – making new customers returning customers.

Drive traffic

Partnering with Klarna will increase your website traffic. Our strong brand and influencer collaborations speak to shoppers, who are actively looking for retailers that offer our payment methods.

Always with Klarna.

Regardless of what solution or payment method you sign up for, joining forces with Klarna will make running your business easier.

Automatic updates

You’ll always have the latest and greatest version of all Klarna products.

New customers

Klarna refers millions of shoppers to online retailers via in-app promotions.

Business Insights

Make smart, data-driven decisions based on real customer insight.

Dedicated support

24/7 business support with our award-winning service team.

Go to business support

Seller’s Protection

We assume all credit and fraud risk, so you can focus on running a successful business.

Buyer’s Protection

We’ve got your customer’s back. If their order doesn’t arrive, they don’t pay. We take the cost.

Read the full policy

Globally compliant

All products are adapted to fit local preferences and legislation.

Upfront payment

You always get paid right away and in full with any of Klarna’s payment options.


It’s easy to integrate Instant Shopping. It uses the same API for order management as Klarna Checkout and Klarna’s stand-alone payment methods. Instant Shopping can be used both on and off your webshop. It depends on how you choose to configure Instant Shopping. And you can always choose which payment methods you want to offer.


Here you will find the integration guides, API documentation for those wanting to integrate directly with our systems, and more to help you get started.


Pricing for Instant shopping depends on whether you place the button on your own site or with an external partner. All card processing fees included.


Monthly product fee
Transaction fee
Variable fee up to


Monthly product fee
Transaction fee
Variable fee up to

Ready to get more customers, who buy more and do it more often?

Annual volume:

Less than $50K

Get your business off the ground by offering a smoooth checkout experience. Start selling with Klarna today by entering our on-boarding process now.

Annual volume:

More than $50K

Is your business already booming? Good for you. Now let us help you take it to the next level - we can get started right away.


Let’s get down to the nitty-gritty. All you need to know about Instant shopping is right here.


Market availability
Customer identification
Shipping selector
Payment methods included
Pay in 30 days, Financing, Card.
Klarna buyers protection
Klarna sellers protection


Pre-integrated e-commerce platforms
Direct integration via
Javascript and RestAPI
Auto updates
Auto local
Estimate time to live
3 days


Max payment delay
3 business days after order is shipped
Standard term of agreement
36 months
Monthly cost
Onsite transaction cost
$0.30 + 3.29% per transaction
Offsite transaction cost
$0.30 + 3.79% per transaction

What else.

We have more solutions and payment methods that might interest you.


Offer interest-free installments.

Allow your customers a modern alternative to credit by letting them pay later with 4 interest-free installments.


Offer up to 36 months to pay.

Give your customers the flexible option to buy now and spread the cost with monthly payments.

Ready, steady, smoooth.