Merchant Portal

4 interest-free installments

Let shoppers pay over time, interest-free.

Klarna allows shoppers to pay later in 4 interest-free installments as an easy and flexible alternative to credit.

How it works.

Let shoppers pay in 4 interest-free installments, automatically collected bi-weekly. No hassle and no fees when paid on time.



Your customer chooses Klarna
at checkout and enters their
card details.


The first payment is automatically
collected when you ship the order.
You get paid in full, upfront.

Post purchase

The remaining three payments
are automatically collected every
two weeks.

Increase your sales.

Adding the ability for shoppers to pay in short-term installments is a simple way to increase conversion and AOV. More ways to pay means happier customers and more sales for you. Here are some results retailers typically see:



increase in average order value
from shoppers paying with


of users would have
abandoned their purchase if
installments were not available.

*Klarna consumer survey 2018

Fast and simple.

Our intuitive payment method is designed for speed and simplicity.


Single step

From browsing to purchased in 25
seconds. Up to 3x faster than


Customer recognition enables
one-tap buying across the entire
Klarna network.

No sign ups or redirects

No interruptions or account sign up
required. Our in-line solution keeps
shoppers on your site.

Zero risk for your

With Klarna, your business is always protected from fraud and credit risk. Your customers are protected, too, thanks to our pre-authorization process and buyer’s protection policy.

Shoppers love it.

Pay later takes care of your customers from the point of sale to the final payment. Below is the result of a modern end-to-end payment solution and strong focus on customer care.



of shoppers were satisfied with their
Pay later experience.*


of users say Pay later is a better experience
than other online checkouts.*

*Klarna consumer survey 2018

Easy sign up and
set up.

Get up and running on popular platforms like Shopify and WooCommerce. Pay later is available on almost every e-commerce platform, and only takes a few minutes to start accepting payments.

“The uplift we’ve seen from Klarna is incredible. They allow shoppers to feel in control of their purchasing, without paying the full price up front. Smashing this barrier has undoubtedly helped to boost our buyers’ confidence, leading to greater sales.”

– Kyle Rancourt, Rancourt & Co

See it in action.



Add Klarna to your store

Take the first step to give your customers a smooother shopping experience today. Fill out the form below and we’ll be in touch soon.

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