Does Klarna perform a credit check?
Klarna and our bank partners do not always perform a credit check on you, nevertheless, as responsible lenders, we want to make sure we’re helping our customers make the right financial decisions for their circumstances. When a credit check is performed, we verify your identity using the details you provided and we look at information from your credit report to understand your financial behavior and evaluate your creditworthiness.
We will not perform a credit check on you when:
Signing up to use Klarna
Downloading the
We will perform a soft credit check when you are:
Deciding to
Preferring to
Using
Read more about
.Our third party credit checks are performed by
. If you have questions regarding their services, your credit score, or the data provided as part of a credit check we advise you to reach out to them directly.These checks are performed in accordance with
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