Does Klarna report to credit bureaus?

Yes, Klarna shares information about loans and your repayment activity for the Monthly

product. 

Data, such as if you pay on time, or make late payments or fail to pay, is shared with the

  

We will share information with the credit bureaus when you :

  • Open a new Financing loan

  • Make on-time Financing loan payments 

  • If you pay late or default on your Financing loan 

We don’t share information with credit bureaus about your:

  • Pay in full purchases

  • Pay in 4 payments

  • Pay in 30 payments

  • Klarna Card activity

Does sharing information about Financing with credit bureaus affect my credit score?

For now, the shared data will not impact your score as it is only visible to you. Other institutions currently are not able to view the payment history on your Financing loans through Klarna.

Good to know:

  • Our Financing product is issued by WebBank in partnership with Klarna.

  • Read our

    for more detailed information about Financing and (APR) the Annual Percentage Rate.