When you shop in the Klarna app, pay in 4 interest-free installments or Pay later in 30 days, no sign up is required. To sign up for a Klarna credit account, you must apply for an account at one of our partnering stores who offers Klarna financing. If you're presented with the option to ‘slice’ your payments through Klarna financing, simply submit an application during the checkout process. You'll know instantly whether or not your application was approved.
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