Klarna may perform a soft credit check as part of our application process. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.
However, if you’re interested in one of our financing options a full credit check will be performed during which Klarna will contact the credit bureaus. This will show up as an inquiry on your credit report. Monthly financing through a Klarna credit account is issued by WebBank, member FDIC.
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