What if I need to change the card on file? What happens if my purchase is for a higher amount than my Ghost card? How do I delete a Ghost card? What happens if I return my purchase? Why do I see a pending authorization/charge on my card? My purchase was denied, why do I still have a pending authorization hold on my card? I've decided not to complete my purchase, how does this impact me, and how can I remove the pending authorization hold on my card? What is a Ghost card? What if my purchase is for a lower amount than my Ghost card? What is Pay later in 4 with Klarna? How do I use the Ghost card? Where can I use the Ghost card? How do I pay for my Ghost card?