Free short-term installments that let you spread the cost of a purchase, with no added cost or hassle. Four equal payments are automatically collected bi-weekly from your own debit or credit card. You get all the “closure” of a full upfront payment, but with the cash-flow benefits of spreading the cost.

The total amount charged to your card is no greater than if you simply paid for the entire purchase up front (provided the agreed payment schedule is followed).