How much am I eligible to spend?

There is no predefined spending limit when using Klarna. Instead, a new automated approval decision about how much you can spend with us is made each time you pay with Klarna.

To see your estimated amount to spend:

  1. to the app

  2. Navigate to Purchase Power

  3. Follow the prompts to check the estimated amount you can spend on your next purchase

Your Purchase Power is an estimated amount based on factors such as your payment history with Klarna and your outstanding balance. The amount is not a guarantee and may change based on the store and payment option you choose.

Good to know: If you are using the

 you can see your estimated purchase power when creating a One-time card.

I want to increase my Purchase Power

A good payment history, always paying on time and making payments towards your outstanding purchases can increase your Purchase Power over time. Our Customer Service can’t accept requests for spending limit increases.

My Purchase Power is $0

If you’ve spent above your purchase power, then your purchase power will be $0. Making payments towards your outstanding purchases can increase your Purchase Power.

My Purchase Power is not available

If you have overdue or failed payments, then your Purchase Power will not be available. To increase your chance of approval to shop with Klarna, and view your Purchase Power in the app, settle your failed or overdue payments

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Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2024 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.