Why was my One-time card purchase declined?

Once you are approved for a One-time card, you may be denied at check-out with a message that the One-time card cannot be used at that store. While Klarna does not review each merchant available in the shopping app, we generally decline transactions at these merchants to promote financial wellness and best meet our regulatory, ethical, and risk standards:

  • Bill or rent payments
  • Food or delivery services
  • Gift card providers
  • Governmental agencies
  • Medical care
  • Online gaming or gambling
  • Rideshare services
  • Subscription services
  • Selling of drugs or alcohol

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