Pay in 4: Payments are taken automatically from your saved card or bank account based on your payment schedule.
Pay over time: Payments are taken automatically only if Autopay is turned on.
Manual payments:
You can choose make a payment anytime, including before your due date.
When you pay a Pay over time order, you can choose a custom amount.
If you pay more than what’s due
Any amount exceeding a given installment amount will go towards your overall order amount. We apply it starting with your final payment and work backward. Your next scheduled payment is still due on its due date.
Example: You owe $50 right now and pay $80. $50 pays what’s due, and $30 lowers your final payment.
If you pay less than what’s due
You still need to pay the remaining amount by the due date to avoid the payment becoming past due.
Good to know:
Checks and prepaid cards aren’t accepted.
Credit cards can be used only for eligible plans. They aren’t accepted for interest-bearing Pay over time plans or for purchases on the Klarna Card.