If we are unable to collect the payment on the scheduled date, we may try again. If it remains unpaid, the missed payment may be added to the amount of the next scheduled payment. Late fees may also apply - check the terms and conditions of your order for details.
Need a few extra days?
You can extend your next payment date once per order:
Tap Choose how to pay and then tap Extend due date
Note, it is not possible to extend the due date for purchases placed with Pay over time.
Late fees: what to expect
Late fees may apply if your payment isn’t collected after multiple attempts:
Pay in 4: A late fee may be charged per missed payment.
Pay in 30 Days: : Be sure to pay on time to avoid late fees.
Pay over time: Late fees and interest may apply as outlined in your credit agreement.
Good to know:
Klarna reports repayment activity for Pay over time loans to credit bureaus. This may include on-time payments, late payments, and missed payments.
If you miss a payment, any outstanding balance may be sent to collections, and you could be restricted from using Klarna in the future.
If you are struggling to make a payment or experiencing unexpected financial hardship, contact us - we are here to help.
If you don’t think you’re quite at the stage of needing extra support but want to explore alternative repayment options, you can Report a problem in the app and navigate to the Financial support section.