There is no predefined spending limit when using Klarna. Instead, a new automated approval decision about how much you can spend with us is made each time you pay with Klarna. Eligibility is based on factors such as your payment history with Klarna, outstanding balance, the total amount in your shopping cart, and our ability to identify you.
What is prequalification?
Prequalification is store-specific, it estimates what may be available for a purchase at a specific store and for the payment options offered. It is an estimate, not guarantees, and the final decision is still made when the purchase is assessed at checkout.
You can make up to 3 prequalification attempts at each store within 48 hours.
What is Purchase power?
Purchase power is an estimate of how much you are able to spend using Klarna for your next Pay later purchase. Purchase power is based on factors such as your history with Klarna, what you currently owe, and your external credit history.