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Meet the perfect payment combo: Klarna on Apple Pay
Klarna is now available on Apple Pay. Choose Apple Pay at checkout when you shop online or in app then select Klarna to enjoy a flexible way to pay. Available on iOS 18 and iPadOS 18 or later.
CA resident loans made or arranged pursuant to a California Financing Law license. NMLS # 1353190
The magic combo, making Klarna available in more places
Flexible
Make purchases more manageable and pick how you pay with Klarna. Shop using Apple Pay, online and in app, on iPhone and iPad.
Secure
Get the security and privacy features you know and trust from Apple Pay, combined with Klarna's buyer protection every time you pay.
Added benefits
Manage everything in one place. Make any remaining payments in the Klarna app and we’ll keep you on track with reminders and updates.
Exclusions apply. Learn more at https://www.klarna.com/us/buyer-protection/.
Spy a deal
Save $20 on your online or in-app purchase of $100 or more when you choose Klarna on Apple Pay.
Save $20 on your eligible purchase of $100 or more (taxes included) online or in app on iPhone or iPad with Klarna using Apple Pay. Offer valid from Nov. 29, 2024 at 12:00 AM EDT until Dec. 2nd, 2024 at 11:59PM EDT or while supplies last. Offer valid for up to 1 purchase and excludes Klarna Card purchases. Purchases are subject to eligibility requirements. If you return all or part of your order and the final amount is below $100, the discount will no longer apply. Klarna reserves the right to modify discount offers based on availability, retailer participation, or due to technical issues. Discount will not be reflected in any receipt from the retailer please refer to your Klarna receipt. Not available for in-store purchases. iOS 18 or iPadOS 18 or later required. Available to U.S. users only.
How to use Klarna on Apple Pay
Step 1
Select Apple Pay at checkout
You can find Apple Pay across a wide variety of shops, online or in apps with your iPhone or iPad.
Step 2
Tap “Other Cards & Pay Later Options”
Continue to select Klarna as your trusted pay later option.
Step 3
Set up Klarna
Tap set up and continue to choose one of Klarna’s flexible payment options.
Step 4
Pay flexibly with Klarna
Choose how you want to pay and spread the cost over time, securely with buyer protection.
A $1000 purchase might cost $181,04 per month over 6 months at 28.99% APR.* *Rate ranges from 7.99%-33.99% APR based on creditworthiness and subject to credit approval, resulting in, for example, 12 equal monthly payments of $86.98 at 7.99% APR to $99.46 at 33.99% APR per $1000 borrowed. Minimum purchase required. A down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank.
*Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.
Step 5
Confirm with a double click
Securely authenticate your purchase with Face ID, Touch ID or passcode. You will be set up to use Klarna on future online and in app purchases as well and will see your virtual Klarna card in your Apple Wallet.
Questions about how to set up Klarna and use it on Apple Pay
Questions about how to set up and use Klarna on Apple Pay? Find your answers below. For any further help or trouble-shooting, please contact customer service.
You can use Klarna’s payment options directly on Apple Pay when shopping online or in app, on iPhone or iPad.
When checking out, choose Apple Pay, tap Other Cards & Pay Later Options
Select Klarna then tap Continue to Klarna and follow the verification steps
Choose your preferred payment plan and confirm the purchase
A card will be added to Apple Wallet. For future purchases, you’ll still need to be approved by Klarna.
Good to know:
You’ll receive your order confirmation by email.
You can view and manage all your purchases in the Klarna app or on
klarna.com.
In-store purchases are not supported.
In the Klarna app, tap Wallet
Select your Klarna Card and tap Add to Apple Wallet
Fill-in your card details and agree to the T&Cs on the Apple Wallet intro screen
Select Done on the confirmation screen
Be sure your device is updated to the latest iOS or iPadOS version.
Wait 24 hours before trying again.
Be sure your
.Check you entered the card details correctly.
The reason is displayed in a pop-up message, which appears at checkout,
. Be sure to follow the instructions in the pop-up message before attempting to make another purchase.A $1000 purchase might cost $181.04 per month over 6 months at 28.99% APR.*Rate ranges from 7.99%-33.99% APR based on creditworthiness and subject to credit approval, resulting in, for example, 12 equal monthly payments of $86.98 at 7.99% APR to $99.46 at 33.99% APR per $1000 borrowed. Minimum purchase required. A down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank.Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available with Apple Pay online and in apps, on iPhone or iPad. Not available in-store. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see https://support.apple.com/120477.Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
Get more with the Klarna Card
With the Klarna Card, you can also choose how to split your online and in app purchases, right at checkout on Apple Pay. You can also use it in store with Apple Pay and choose how to split your purchases later in the Klarna app.
Choose your language and region
Klarna is available around the world with a variable offering, choose one that suits you best.
Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2024 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.