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Cotton On

Pay in 4 small payments at Cotton On.

Shop what you love from Cotton On, without breaking your budget, when you split your purchase into 4 smaller payments with Klarna.

How to use Klarna at Cotton On.

  1. Download the Klarna app and search for Cotton On.
    Search for Cotton On on the home screen and start adding items to your cart.
  2. Go to your shopping cart.
    Cotton On is already smoooth, so you can use the Klarna payment option you like, right in the checkout page.
  3. Pay in 4.
    Take control of your budget. Use Klarna to split the cost of your purchase into 4 smaller interest-free payments, paid every 2 weeks.

No interest. No catch. Just Klarna.

Klarna gives you the power to shop what you want, when you want, with added time and flexibility to pay for it. When you split the cost of your purchase into 4 smaller payments with Klarna, you’ll never pay any interest. Ever. It works anywhere online and in-store with select retailers using the Klarna app. And you’ll even earn rewards on every dollar spent with our free rewards program, Vibe.

Klarna stores.

See where else you can pay later with Klarna.