Smoooth shopping unleashed.

Search the brands you love, create wish lists, get price drop alerts and pay later in 4 installments at any online store.

The Klarna app lets you shop from any online retailer and pay for your purchases in 4 equal installments.

Buy now and pay later.

Shop at any online retailer to get the items you love today and pay for them over time with Klarna.

Mindful money.

Track your purchases in a single place so you can keep your budget in mind and spend responsibly.

No fees. No interest.

We ensure full transparency so there are never any hidden fees or added interest when you shop with the Klarna App.

The freedom to pay later.

The Klarna app is a one-stop shopping tool that gives you the power to browse any store, brand or product in a single place. Create a single-use card through Klarna so you can shop and pay for your purchases in 4 easy installments, with zero hidden fees or added interest.

Money management.

Pay for your purchases on a schedule that works for you, and track all of your spending in a single place. By spreading costs over time, you get more control over how you spend your money so you can make responsible purchasing decisions. All at no cost to you. Just one way Klarna is making your life easier.

Single-use Ghost card.

We’ll help you create your own Ghost card to use when purchasing from an online retailer. This will allow you to split your payment into interest-free installments. Simply connect to the credit or debit card of your choice and we’ll auto charge your card 1/4 of the purchase price every two weeks, starting at the time your order is confirmed.

Wish lists and price drops.

Build a universal wish list to track your favorite items from any online store in a single place. Browse the wish lists of your favorite influencers for inspiration, and set up price drop alerts to be notified of any change in price so you can score the best deal.

Never Leave Your Best Friend's Side.

Gone are the days of being torn between the thing you love to do, and the ones you love. The Klarna app now lets you do all your shopping, while never leaving your pup’s side! Check out how these good boi’s and their hoomans use the Klarna app to treat themselves.