
Get more time to pay.
Online and in-store, right from the Klarna app. Get it free on your phone:
Klarna is the smooothest & safest way to get what you want today, and pay over time.
So, how does Klarna work?
Shop at your favorite stores—in our app, at your local mall, or anywhere online—then, checkout with Klarna. From finding what you love, to paying over time, we make every step smoooth.


Pay in 4.
Split the cost of your purchase into 4 payments, paid every 2 weeks. Just more time to pay for the things you love.
Pay in 30 days.
Start enjoying what you’ve ordered right away. Make payments online or in the Klarna app after trying the product IRL. Only pay for what you keep.
Monthly financing.
Our transparent credit options offered in partnership with WebBank, member FDIC, give you flexible financing you need to seamlessly shop larger purchases.
Flexible payments anywhere with the Klarna app.
Shop at your favorite brands and stores.
Klarna app
Shop anywhere online with the Klarna app.
Enjoy the flexibility to pay however you like. Pay over time with the One-time card to make easy bi-weekly payments with a service fee.
- Shop your favorite brands and get rewards for shopping with Vibe.
- Access the latest deals and track price drops.
- Manage all your payments, report returns and get help if you need it.