Find solutions

  • Customer login

    Continue in browser

    Log in to get an overview of your purchases, upcoming payments and settle them easily with one click.

  • Business login

    Log in to manage your orders, payout reports, store statistics, and general settings.

in-store offering
In-store

In-store

More ways to pay in-store.

Offer Klarna’s payment methods anywhere you meet your customers.

Boost customers' purchasing power by offering more ways to pay.

Your customers enjoy increased purchasing power and can pay in a way that suits them – while you get paid upfront and in full.

78%

of shoppers say it's important for them to have a choice in payment methods.

30%

increased conversion reported from retailers offering Klarna's services.

This is Klarna In-store.

Our in-store solution in a non-integrated plug-and-play way to offer Klarna payments in your brick & mortar. Customers pay on their own device for a contactless and safe checkout - keeping it simple for shoppers and salespeople alike.

Activation

1. Activation

Display signage so shoppers know they can buy now & pay later in your store. They'll need the Klarna app to get started.

Pay later in 4 instalments

2. Create card

Customers search for your store in the Klarna app, and create a one-time Digital card for their purchase.

Tap to pay

3. Tap to pay

Shoppers add the card to Google Pay, and tap for safe contactless payments.

Post-purchase in app

4. Post-purchase

Shoppers get a clear overview of their purchases and can easily manage their payments.

Man holding a mobile phone, on screen the Instalments payment method

4 Instalments

The power to spread cost.

Our interest-free instalments are the perfect way to boost your sales in-store (and online).

watch iphone android contactless pay

Paying with Apple Pay or Google Pay.

Add your Klarna Digital card to your phone's wallet from the Klarna app. Pay wherever you see one of the Apple Pay or Google Pay symbols.

Integrated ways to pay in-store.

In addition to our plug-and-play offering, we can integrate directly with your existing point of sale.

vend-klarna

Vend ePOS integration.

Cloud-based point-of-sale (ePOS) for SMB retailers to offer Klarna seamlessly in-store and with less risk through QR code, SMS, or email.

Details about Klarna In-store.

Service

Market availability

US, AU, UK, DE, NL, IT, AT, SE, FI, NO, DK, BE

Customer identification

Included

Payment methods

Pay in 4, Pay Later, Pay Now, Financing

Fraud liability protection

Included

Klarna sellers protection

Included

Integration

Auto updates

Included

Auto local

Included

Dev resources

Commercial agreement

Max payment delay

3 business days

Standard term of agreement

36 months

Cost / Pricing model

4.99% on transaction

*Payment methods offering will vary depending on market.

Increase your business while delighting customers with flexible payment options.

Copyright © 2005-2024, Klarna Australia Pty Ltd, ABN # 82 635 912 579.