Big gifts. Smaller payments.
Spread the cost of holiday shopping, interest-free.
Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply.
Pay in 3.
Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with the remaining two instalments scheduled automatically every 30 days.
At the retailer's check-out
Select the Klarna option and enter your debit or credit card information. No interest. To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.
When the order is shipped
After the retailer confirms that the order is on its way, we will charge your card for the first instalment. We’ll send you a notification once the payment has been processed.
Every 30 days
Once you make your first payment, we will automatically charge your card every 30 days for the remaining payments. We'll make sure you are informed ahead of time. There's no interest.
Klarna Bank AB (publ), is authorised by the Swedish Financial Supervisory Authority in Sweden and is regulated by the Central Bank of Ireland for conduct of business rules. Please shop responsibly, 18+, ROI residents only, T&Cs apply. Credit subject to status.
Shop and save.
Find the best deals with Klarna.
The Klarna app
All your shopping in one place.
Get a better overview of what you owe and when to pay. Plus handy reminders to keep you on track.
Manage payments, track your spending, and report returns.
Keep track of your must-haves by saving them to collections.
Get 24/7 support from our Customer Support team.
Get the free Klarna app on your phone:
Have a business and want to sell with Klarna?
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Klarna is available around the world with a variable offering, choose one that suits you best.
Copyright © 2005-2023 Klarna Bank AB (publ). Klarna Bank AB (publ), is authorised by the Swedish Financial Supervisory Authority in Sweden and is regulated by the Central Bank of Ireland for conduct of business rules. Please shop responsibly, 18+, ROI residents only, T&Cs apply. Credit subject to status.