Pay yourway withKlarna
Shop securely and choose to pay in 3 interest-free payments, in full, in 30 days, or over time.
4.9/5 in the App Store
Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Klarna Financing is regulated by the FCA. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
Use Klarna anywhere you shop
¹ Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available with Apple Pay online and in apps, on iPhone or iPad. Not available in-store. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see more.
² Klarna Card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Representative APR 0.0% (variable).
Why use Klarna
Enjoy secure shopping, lightning-fast checkout, and flexible payment options that suit your budget.
Flexible payments
Pay over time with Klarna's flexible payment options, giving you more control over your budget.
No fees if you pay on time
Shop with confidence knowing there are no surprise fees or charges when you use Klarna.³
Smooth checkout
Enjoy a quick, seamless checkout process that makes shopping faster and easier.
Security and buyer protection
Shop safely with Klarna's robust security features and buyer protection, ensuring peace of mind with every transaction.⁴
Loyalty cards
Add your loyalty cards to the Klarna app to never miss a point from your favourite stores.
³ Pay in 24 installments with Klarna, APR 21.90%* *Borrowing more than you can afford, or paying late, may make it harder to get credit in the future. Credit subject to status. 18+. UK residents only. A downpayment of 10% or higher may be required. Klarna Financing has a representative 21.9% APR (fixed). Representative example: 21.9% APR representative based on a loan amount of £1200 repayable over 24 months at an interest rate of 21.9% p.a. (Fixed). 23 monthly payments of £61.06 and last payment of £55.01. Total amount payable of £1,463.39. Total charge for credit £263.39. Minimum and maximum purchase amount £250 - £10,000. Lender: Klarna Financial Services UK Limited (nr 14290857). T&Cs apply.
⁴ Exclusions apply to Buyer Protection. Learn more.
Shoppers love Klarna
100+ million people love to shop and pay with Klarna anywhere.
"Fabulous way to spread the cost of shopping. very straight forward to use"
Paul Johnson - 10th of June 2025
"I would recommend Klarna any day, any time. It’s by far the best money app ever made. It’s flexible and easy to use, good financing with tailor made customer support. Use it and you will thank me later"
Solomon - 4th of June 2025
"Klarna are brilliant! Very helpful when I had to send a product back to ebay. Very reassuring and easy to manage payment plan offered.. Also refunded promptly. Very satisfied customer."
Donna - 1st if June 2025
"Excellent customer service. I was so pleased with their efficiency in dealing with my issue."
Kelle S - 3rd of June 2025
"Klarna is my favorite go to pay in installments app. They have a variety of stores that we all love shopping on . As well as paying in store is super easy. They never disappoint, Klarna is my 1st recommendation."
KadijahLove - 8th of February 2025
Customer reviews reflect their personal experience and opinion.
Showing our 5-star reviews.
Security comes as standard
Strict data protection
Pay it safe knowing that your money and data are secure from fraud.
Learn more