Pay in 4.
Split your purchase into 4 interest-free payments, when you choose Klarna at checkout.
More time to pay. Anytime you need.
Budget your way.
Spread out your shopping and take charge of your spending.
Big rewards. 4 small payments.
Get what you love today and earn rewards every time you shop.
No interest. Ever.
And, no fees when you pay on time.
How Pay in 4 works.
Make 1 interest-free payment, every 2 weeks, when you choose Klarna at checkout.
Pay with Klarna at checkout when shopping at your favorite stores.
Split the cost.
Choose Pay in 4, and pay just 25% upfront*. Interest-free.
Manage your purchases.
We'll keep you on track with reminders and updates in the app.
*See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.
Get financial breathing room.
Pay in 4 and take charge of your budget.
- No interest. Ever.
- No impact on your credit.
- No fees when you pay on time.