1. Log in or sign up Log in or create an account online or in the app by clicking the button below.
2. Create a one-time card Enter your desired purchase amount, including shipping and taxes. At this time, there is an approval process to issue the card, after which you’ll see the payment methods available to you.
3. Copy over the one-time card details Paste the one-time card info in Sam's Club's checkout as if it's a new Visa card.
4. Place your order Enjoy your purchase and confidently manage your payments based on your chosen payment plan.
Join millions who use Klarna at Sam's Club and other stores
100 million people love to shop and pay with Klarna anywhere.
“I'm very satisfied using Klarna, it makes it easy for me to purchase things from my favorite retail places like Macy's or Temu and Shein! I always use them to make any purchases I need to happy and satisfied customer!👏“
Maria - 25th of February 2025
“Klarna is a awesome app. Very convenient and easy to use. Their payment plans are excellent and help make the purchases you want without the pressure of paying in full or added interest.“
Katy - 13th of February 2025
"Very good company, it helps me a lot with my purchases with easy payment options."
Sara - 20th of June 2025
Customer reviews reflect their personal experience and opinion.
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Other ways to pay with Klarna at Sam's Club
Use the Klarna Credit Card
Get Klarna on a Visa card and choose how you pay for any purchase. Sign up in 60 seconds and start using it today.
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Use the Klarna app
You can use the app to shop and pay flexibly at any store, plus earn cashback from your favorite merchants.
Download the Klarna appShop now at Sam's Club and pay your way
Split any purchase at Sam's Club with Klarna
Buy now with flexible payment options using our secure, instantly created, single-use virtual card.
*Pay in 4: A higher initial payment may be required. CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190. One-time card: One Time Card bi-weekly payments with a service fee between $0.75-$3 issued by WebBank. For example: a $160 purchase with a $40 down payment and $2 service fee results in a 21.97% APR, followed by three more biweekly payments of $40 (total repayment: $162). Subject to credit approval; minimum 25% down payment required. Financing: A $1,000 purchase might cost $173.53 per month over 6 months at 13.99% APR. Rate ranges from 0.00%-35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank. All loans subject to credit approval. See terms. Purchase Power: Purchase power is an estimate of how much you can spend. Subject to approval at the point of purchase and dependent on factors such as purchase history, payment history, and purchase amount. Cashback: Earn cashback on Klarna App purchases. Klarna balance account required and funds can only be used within Klarna. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Klarna may get a commission. Limitations, terms and conditions apply.