1. Select Apple Pay at checkout Go to Costco Wholesale's website on your iPhone or iPad and find the Apple Pay option.
2. Tap "Other Cards & Pay Later Options" Continue to select Klarna as your trusted pay later option.
3. Set up and pay flexibly with Klarna Choose how you want to pay and spread the cost over time, securely with Klarna's buyer protection.
4. Confirm with a double click Securely authenticate your purchase with Face ID, Touch ID, or passcode.
Join millions who use Klarna at Costco Wholesale and other stores
100 million people love to shop and pay with Klarna anywhere.
“I'm very satisfied using Klarna, it makes it easy for me to purchase things from my favorite retail places like Macy's or Temu and Shein! I always use them to make any purchases I need to happy and satisfied customer!👏“
Maria - 25th of February 2025
“Klarna is a awesome app. Very convenient and easy to use. Their payment plans are excellent and help make the purchases you want without the pressure of paying in full or added interest.“
Katy - 13th of February 2025
"Very good company, it helps me a lot with my purchases with easy payment options."
Sara - 20th of June 2025
Customer reviews reflect their personal experience and opinion.
Showing our 5-star reviews.
Other ways to pay with Klarna at Costco Wholesale
Pay with Klarna in-store
Use the Klarna app to find stores where you can pay with a one-time digital card or a QR code.
Learn more
Create a one-time card
Split your payments anywhere Visa is accepted with a one-time card.
Create one-time card
Use the Klarna Credit Card
Get Klarna on a Visa card and choose how you pay for any purchase. Sign up in 60 seconds and start using it today.
Apply for freeHow much can I spend with Klarna at Costco Wholesale?
Log in to your Klarna account to see your estimated purchase power under your profile, or check it in the app any time. Get the flexibility you need to shop responsibly.
Split any purchase at Costco Wholesale with Klarna
Costco Wholesale has Apple Pay available at checkout. Shop what you love and choose how you pay every time you shop.
*Pay in 4: A higher initial payment may be required. CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190. One-time card: One Time Card bi-weekly payments with a service fee between $0.75-$3 issued by WebBank. For example: a $160 purchase with a $40 down payment and $2 service fee results in a 21.97% APR, followed by three more biweekly payments of $40 (total repayment: $162). Subject to credit approval; minimum 25% down payment required. Financing: A $1,000 purchase might cost $173.53 per month over 6 months at 13.99% APR. Rate ranges from 0.00%-35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank. All loans subject to credit approval. See terms. Purchase Power: Purchase power is an estimate of how much you can spend. Subject to approval at the point of purchase and dependent on factors such as purchase history, payment history, and purchase amount. Cashback: Earn cashback on Klarna App purchases. Klarna balance account required and funds can only be used within Klarna. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Klarna may get a commission. Limitations, terms and conditions apply.