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Pay in-store with Klarna and Apple Pay.

Enjoy Klarna's 4 interest-free instalments no matter where you shop with your favourite retailers. Our Digital card lets you pay from your iPhone or Apple Watch device, and manage payments later in the Klarna app.

How to get started with Klarna In-store.

Open the Klarna app and navigate to the in-store tab. Set a budget and create a one-time digital card. Then, add your card to the Apple Wallet on your iPhone or Apple Watch to start shopping.

Pay with Apple Pay

Pay with Apple Pay.

Apple Pay is the safer, faster way to pay in stores, in apps, and on the web with your iPhone and Apple Watch. Once you’ve added your digital card to your Apple Wallet, quickly checkout using the devices you carry every day.*


To pay with Face ID, double-click the side button, glance at your screen, then hold iPhone near the reader with your finger on Touch ID. To pay with Touch ID, hold your iPhone near the reader with your finger on Touch ID.

Apple Watch.

On Apple Watch, double-click the side button and hold Apple Watch up to the reader.

*For a list of compatible Apple Pay devices, see

. To learn how to pay in app and on the web visit .

Apple Pay contactless

Where to pay.

Use Apple Pay wherever you see one of these symbols.

To support responsible, ethical, and sensible spending habits, there are certain categories of retailers you are not able to use Klarna. There include gift card providers, medical care, online gaming or gambling, ride share services, drugs or alcohol, bill or rent payments, grocery or food services, subscription services, or government agencies.

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