Shop now, pay later.
Anywhere online, only with the Klarna app.
Klarna is the smooothest & safest way to get what you want today, and pay in 4 instalments. No drama. Just Klarna.
So, how does Klarna work?
We partner with all your favourite retailers to make it easy to pay how you like right from checkout. Or, you can use our app and enjoy flexible payment options anywhere online.
Pay later shopping.
Millions of people have already discovered the benefits of online shopping with payment plans. Pay over time, no matter what you need, we’ve got flexible payment options to fit your budget.
Smoooth online shopping.
With Klarna, every store is a buy now pay later store. Turn any purchase into smaller payments.
Pay later at any store.
Elevate your shopping game anywhere online.
Shop your favourite brands and get rewards for shopping with our rewards club.
Access the latest deals and track price drops.
Manage all your payments, report returns and get help if you need it.
Does Klarna impact my credit score?
No interest. No catch.
Buy now, pay later is an alternative to credit and gives you the flexibility to shop what you want, when you want, without breaking the bank. When you split the cost of your purchase into 4 smaller payments with Klarna, you'll never pay any interest. Ever.
Smooother than the rest.
Report returns directly in our app and only pay for the items that you keep. Get a full overview of your payments online or in our app.