'Tis the season for savings.

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Shop what you love

Find new products and brands. Get the best deal and earn rewards—just for shopping.

Pay how you like

Choose how you pay at partner stores, via our app, Klarna Card or browser extension.

Manage your budget

Split your payments and manage purchases, with a smart spending overview and more.

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Flex your payments

Enjoy the flexibility to shop what you love and split your purchase into 4 interest-free payments. No credit impact to apply.

Never miss a payment

Get more time to pay when you need it. Extend your due date easily in the app. Report returns in the app and we'll pause your payments.

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Pay wherever, whenever

Pay however you like, wherever you want to shop—and do it directly from your desktop, phone or in-store.

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Klarna Card

Pay anywhere that accepts Visa.

More time to pay is what we do. Charging interest? Not our thing. The Klarna Card has a 0% APR. Your credit score won’t be affected when you apply for or use the Klarna Card.

Get inspired.

Explore our curated lists of products and stores for more inspo. Find something to love in electronics, fashion, beauty and more.

For beauty gurus

For gym lovers

Elevate your gifting

Purr-fect gifts

Gifting made easy

Whatever your budget

Secret Santa gifts

Lit gifts for Gen Zs

For food lovers

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Discover Klarna features.

Download the app to enjoy all of Klarna's features. Start saving time and money now in just a few taps.

Rewards.

Join our Rewards club and earn points when shopping. Turn your points into rewards from world-class brands.

Loyalty cards.

Keep all your loyalty cards in one place and never miss a point with quick access via the Klarna app.

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Referrals.

Invite friends to the Klarna app and earn up to $500 in Macy's gift cards for you—and $10 for your friend.

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Price drops.

Save products in your wishlist and get notified when the price drops. Never overpay again.

Returns.

Report hassle-free returns in the app and we'll pause your payments. Only pay for what you keep.

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Delivery tracking.

Auto-track and get updates about all your online orders in one app. No more digging in your inbox.

Save time and money with Klarna.

Shop and split your payments with Klarna. Sign up now to pay via our app, browser extension or in-store with the Klarna Card.

'Tis the season for savings.

Shop what you love

Pay how you like

Manage your budget

Pay with Klarna.

Flex your payments

Never miss a payment

Pay wherever, whenever

Partner stores

Klarna Card

Pay anywhere that accepts Visa.

Get inspired.

Discover deals

Favorite bags

Women's designer clothing

Handpicked for the holidays

Sharp looks for men

Favorite bags

Women's designer clothing

Handpicked for the holidays

Sharp looks for men

Promo code

Promo code

Promo code

Promo code

Shop by category.

Discover Klarna features.

Download the app to enjoy all of Klarna's features. Start saving time and money now in just a few taps.

Rewards

Loyalty cards

Referrals

Price drops

Returns

Delivery tracking

Rewards.

Join our Rewards club and earn points when shopping. Turn your points into rewards from world-class brands.

Loyalty cards.

Keep all your loyalty cards in one place and never miss a point with quick access via the Klarna app.

Referrals.

Invite friends to the Klarna app and earn up to $500 in Macy's gift cards for you—and $10 for your friend.

Price drops.

Save products in your wishlist and get notified when the price drops. Never overpay again.

Returns.

Report hassle-free returns in the app and we'll pause your payments. Only pay for what you keep.

Delivery tracking.

Auto-track and get updates about all your online orders in one app. No more digging in your inbox.

Save time and money with Klarna.