Complete your look with Klarna.

Compare prices across your favorite stores, and choose to pay now or later. Smoooth? Beyond.

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Shop what you love

Find new products and brands. Get the best deal and earn rewards—just for shopping.

Pay how you like

Choose how you pay at partner stores, via our app, Klarna Card or browser extension.

Manage your budget

Split your payments and manage purchases, with a smart spending overview and more.

Pay with Klarna.

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Flex your payments

Enjoy the flexibility to shop what you love and split your purchase into 4 interest-free payments. No credit impact to apply.

Klarna app pick how to pay

Never miss a payment

Get more time to pay when you need it. Extend your due date easily in the app. Report returns in the app and we'll pause your payments.

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Pick how you pay

Make payments the simple part of shopping. With Klarna, you can pay for what you need in a way that suits you - on the web, on your phone, or in-store.

Klarna Card

Pay anywhere that accepts Visa.

More time to pay is what we do. Charging interest? Not our thing. The Klarna Card has a 0% APR. Your credit score won’t be affected when you apply for or use the Klarna Card.

Get inspired.

Explore our curated lists of products and stores for more inspo. Find something to love in electronics, fashion, beauty and more.

Discover deals

Klarna may get a commission.

Discover Klarna features.

Download the app to enjoy all of Klarna's features. Start saving time and money now in just a few taps.

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Rewards.

Join our Rewards club and earn points when shopping. Turn your points into rewards from world-class brands.

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Loyalty cards.

Keep all your loyalty cards in one place and never miss a point with quick access via the Klarna app.

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Referrals.

Invite friends to the Klarna app and get up to $500 off at any Klarna parter store for you—and $10 off for your friend.

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Price drops.

Save products in your wishlist and get notified when the price drops. Never overpay again.

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Returns.

Report hassle-free returns in the app and we'll pause your payments. Only pay for what you keep.

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Delivery tracking.

Auto-track and get updates about all your online orders in one app. No more digging in your inbox.

Save time and money with Klarna.

Shop and split your payments with Klarna. Sign up now to pay via our app, browser extension or in-store with the Klarna Card.

Monthly financing through Klarna and One time card bi-weekly payments with a service fee issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Financing Law license. Shop anywhere online in the Klarna App. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215.