Free short-term installments that let you spread the cost of a purchase, with no added cost or hassle. Four equal payments are automatically collected bi-weekly from your own debit or credit card. You get all the “closure” of a full upfront payment, but with the cash-flow benefits of spreading the cost.
The total amount charged to your card is no greater than if you simply paid for the entire purchase up front (provided the agreed payment schedule is followed).
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We suggest you first report the cancellation or return of your order to the store. Once this cancellation or return has been registered by the store, the refund will be processed within the next 14 days.
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Your Ghost card will expire after 24 hours, or you can cut up the Ghost card if you no longer need it.
Once either of these occurs, we will cancel the authorization hold and any pending charges should be removed from your payment card in the next 2-3 business days, but exact timing depends on your financial institution.
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To delete a card, go to “Shopping”, then “Ghost cards”, and select the trashcan icon in the top left corner of the page.
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