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You shop. You choose how to pay.

No matter how you shop, payments should be a breeze. Klarna offers flexible payment options at checkout, so you can choose whichever is best for you.

Explore different ways to Pay later

Pay later in full

Try before you buy when you get up to 30 days to pay for your order. See, touch, and feel your goods before ever making a payment. No added interest or upfront fees.

Pay later in installments

Pay later in 4 interest-free installments, free of charge. Payments are automatically charged every two weeks, so all you have to do is sit back and relax.

Slice it

Spread your purchase into easy monthly payments with instant financing. Apply at checkout in 4 simple steps, and receive an instant approval decision.

Here’s how it works:

  At checkout, select Klarna as your payment option and continue

2   Enter simple information and know instantly if your purchase has been accepted

3   Receive a confirmation email outlining your purchase, due date(s), and other useful information

4   Download our app to receive payment reminders

5   Contact Klarna customer service at any time with questions about your purchase, or head to our Customer Service FAQs

Shopping made simple.

However you like to shop and whatever you like to buy, here are some things that make your payments smoooth.


Problem? Solved.

Reporting a problem is easy with the Klarna. Email or call us, and we’ll pause your payment until we have everything sorted out.

Contact customer service

Never be late.

Late doesn’t look good on anyone. Download our app to receive reminders and make sure you don't miss a payment.

Everything in one place.

NEW! The Klarna App allows you to manage your Klarna purchase, report returns, and chat with customer service in one place.

Download now

Buy with one-click.

After your first Klarna purchase, your future checkouts are complete with just one-click, including all other merchants in the Klarna network.

Browse Klarna Shop Directory

We’ve got you covered.

Shopping is fun, so it should also be safe. Wherever you choose to pay with Klarna, you know you can always pause your payment if something goes wrong. No matter the issue, let us know and we’ll get it sorted.

You can also be sure all your details are kept incredibly safe. All of this and more thanks to the Klarna’s Buyer Protection.