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Shopping with Klarna is smoooth like a pencil through jelly.

No matter how you shop, payments should be a breeze. Klarna lets you pay in a number of different ways, so you can choose whichever way suits you the best.

You shop. You choose how to pay.

Pay now

Pay instantly at checkout with your credit or debit card. Klarna securely stores your details, so the next time you shop – you won’t need to enter it again.

Pay later.

Try it now, and pay for it later. Klarna allows you up to 30 days to pay for your goods, so that you’re 100% happy before making payment.

Slice it.

Slice up your purchase into easy monthly payments, so that you don’t have to wait to buy what you need now.

Slice it in 4.

Pay for your purchase in four equal installments – interest free. Provide your debit or credit card at checkout, and we’ll auto-charge every two weeks.

Shop simple.

However you like to shop and whatever you like to buy, here are some things that make your payments smoooth.


Problem? Solved.

Reporting a problem is easy with the Klarna. Email or call us, and we’ll pause your payment until we have everything sorted out.

Contact customer service

Never be late.

Late doesn’t look good on anyone. Our reminders make sure you don't miss a payment.

Everything in one place.

NEW! The Klarna App allows you to manage your Klarna purchase, report returns, and chat with customer service in one place.

Download now

Buy with one-click.

After your first Klarna purchase, your future checkouts are complete with just one-click, including all other merchants in the Klarna network.

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Here’s how it works:

  At checkout, select Klarna as your payment option and continue

2   Enter simple information and know instantly if your purchase has been accepted

3   Receive a confirmation email outlining your purchase, due date(s), and other useful information

4  Contact Klarna customer service at any time with questions about your purchase, or head to our Customer Service FAQs

See the NEW Slice it in 4 in action!

We’ve got you covered.

Shopping is fun, so it should also be safe. Wherever you choose to pay with Klarna, you know you can always pause your payment if something goes wrong. No matter the issue, let us know and we’ll get it sorted.

You can also be sure all your details are kept incredibly safe. All of this and more thanks to the Klarna’s Buyer Protection.