You shop. You choose how to pay.

No matter how you shop, payments should be a breeze. Klarna offers flexible payment options at checkout, so you can choose whichever is best for you.

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Smooth Payments

Payment methods
How it works
Features
Buyer's Protection
Customer resources

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Smoooth payment options.

Slice it.

Apply for instant financing at the time of checkout with Slice it. Split your purchase into easy monthly payments to ease the costs over time.

Flexible financing

Pay later.

Buy it now, pay for it later. Split your purchase into four equal installments at no added interest. We'll automatically collect payment every two weeks, so you can sit back and relax.

Shop now, Pay later

Here’s how it works:

1 At checkout, select Klarna as your payment option and continue

2 Enter simple information and know instantly if your purchase has been accepted

3 Receive a confirmation email outlining your purchase, due date(s), and other useful information

4 Contact Klarna customer service at any time with questions about your purchase, or head to our Customer Service FAQs

The best way to buy? Pay for it later.

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Shopping made simple.

However you like to shop and whatever you like to buy, here are some things that make your payments smoooth.

Problem? Solved.

Reporting a problem is easy with the Klarna. Email or call us, and we’ll pause your payment until we have everything sorted out.

Contact customer service

Never be late.

Late doesn’t look good on anyone. Our reminders make sure you don't miss a payment.

Everything in one place.

NEW! The Klarna App allows you to manage your Klarna purchase, report returns, and chat with customer service in one place.

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Buy with one-click.

After your first Klarna purchase, your future checkouts are complete with just one-click, including all other merchants in the Klarna network.

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We’ve got you covered.

Shopping is fun, so it should also be safe. Wherever you choose to pay with Klarna, you know you can always pause your payment if something goes wrong. No matter the issue, let us know and we’ll get it sorted.

You can also be sure all your details are kept incredibly safe. All of this and more thanks to the Klarna’s Buyer Protection.

Klarna Buyer Protection

Customer resources

Looking for help, insights, or shopping inspiration? We’re here to help.

Get smoooth with the new Klarna App. Manage all of your Klarna purchases in a single place.

Download now

Browse our Shop Directory to explore where you can shop with Klarna.

Shop Directory

Review FAQs or get in touch with a team member.

Customer service

Learn more about our Corporate Social Responsibility program.

CSR

Klarna's Buyers Protection policy ensures you only pay for goods you receive and keep.