Buy now, pay later.
Anywhere online, only with the Klarna app. Get it free on your phone:
Klarna is the smooothest & safest way to get what you want today, and pay over time. No catch. Just Klarna.
So, how does Klarna work?
We partner with retailers all over the world to make it easy to pay how you like right from checkout. Or, you can use our app and enjoy flexible payment options anywhere online.
Smoooth online shopping.
With Klarna, every store is a buy now pay later store. Turn any purchase into smaller payments.
Pay later at any store.
Elevate your shopping game anywhere online.
Shop your favorite brands and get rewards for shopping with Vibe.
Access the latest deals and track price drops.
Manage all your payments, report returns and get help if you need it.
Your questions regarding credit score.
No interest. No catch.
Buy now, pay later is an alternative to credit and gives you the flexibility to shop what you want, when you want, without breaking the bank. When you split the cost of your purchase into 4 smaller payments with Klarna, you’ll never pay any interest. Ever.
Online shopping freedom.
Paying after delivery allows you to try before you buy and is the easiest way to shop online. Complete the payment 30 days after purchase at no added cost. Report returns directly in our app and only pay for the items that you keep.
With an instant credit decision, you can complete your purchase directly with full transparency. It’s the simplest one-time sign-up process you’ve ever used. Get a full overview of your payments online or in our app.