Hero business

Boost your business with Klarna.

Increase sales by giving your customers the freedom to split their purchases into 4 interest-free payments.

increase in average order value

increase in conversion

Klarna is trusted by the world’s leading brands.

Flexible payments

When customers choose 4 installments, they make their 1st payment upfront. The remaining 3 payments are collected automatically every 2 weeks.

Faster checkout

The consumer experience is fast and frictionless when buying with Klarna. Go from browsing to bought in 25 seconds. That’s up to 3x faster than competitors.

Effortless shopping

With no added cost to the order and automatic payments, shopping is just as easy as making any regular card purchase. More freedom means happy, returning customers.

Personalized experience

Returning Klarna shoppers are treated like returning customers for you. Details are pre-filled and preferred shipping and payment options are pre-selected.

And, we help your business grow.


increase in average order value from shoppers who choose 4 installments.


Customers who choose Klarna shop 20% more often than others.


of customers would have abandoned their purchase if 4 installments weren't available.

Get started right here, right now. (It’s free!)

Simple sign up, smoooth* integration, tools to show your customers new ways to pay, bigger basket sizes for you—the list goes on. *Yes, with three Os.

create a klarna business account

Simple sign up

Get started fast. Full integration takes just a few days.

How will you integrate?

Smoooth integration

Swift solutions and guides to easily integrate Klarna into your existing ecommerce experience.

Marketing made easy

Marketing made easy

Ready-made marketing assets like On-site Messaging let your customers know about Klarna’s payment options, helping drive sales.

Clear at checkout

Clear communication

Your customers can easily see their payment options, costs, and schedule. No catch, just flexibility.


Get paid right away

Your business gets paid up front and in full. We take care of the rest. Customers get what they love now, without extra hassle for you.

Easy business insights

Easy business insights

See a clear overview of purchases made with Klarna so it’s easy to manage orders (refunds and disputes, too).

Effortless integration. Plug-in ready.

Getting up and running with Klarna is hassle-free. We’re staffed and skilled to quickly integrate with your store and payment partners. With quick API integrations from our partner platforms, you’ll be up and running with Klarna in no time.

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No risks. Just benefits.

Selling with Klarna is proven to boost your sales and make running your business easier.

Get new customers.

We refer millions of shoppers to our retailers via integrated marketing campaigns and our shopping app.

Problem? No problem!

We’re here to help if anything unexpected happens to you or your customers during the shopping journey.

Zero fraud liability.

If it turns out a customer isn't who they say they are, we absorb the cost.

Upfront payments.

You always get paid upfront and in full with any Klarna payment method.

Seller protection.

We assume all credit & fraud risk when our payment methods are used, so you can just focus on your business.

Global solutions.

All our products can adapt to local preference and legislation.

Automatic updates.

You’ll always have the latest and greatest version of all Klarna products.

Settlements made simple.

Customize settlement reports to best suit your accounting system.


4 Installments

Increase sales by offering interest-free installments.

Starting prices listed below

0.30 USD

Transaction fee


Variable fee up to


Ready to increase your average order value and drive conversions?