Merchant Portal

Pay later gets you paid.

Get paid upfront while your customers pay at a later date. Letting customers Pay later with Klarna is the smooothest way to increase sales and average order value.

Some of our global partners

How it works

Enhance the full shopping experience

On the product page

The shopper sees the option to spread the cost into easy installments or pay after delivery, making the purchase decision easier.

In the checkout

In the checkout, the customer chooses to pay later with Klarna by entering simple pieces of information and placing the order.

After the purchase

Payment is managed easily online or in our app. It requires little effort from the shopper, so they can sit back and enjoy their purchase.

Explore the different ways for customers to pay later.

Easily add any or all of these payment methods to your checkout.

Pay later
in 30 days

A free payment delay so customers can try before they buy.

Pay later in installments

An interest-free installment plan for customers who want an alternative to credit.

Slice it

A long-term installments plan to make larger purchases possible for your customers.

Easy sign up and set up

Get up and running on popular platforms like Shopify and WooCommerce. Klarna is
available on almost every e-commerce platform, making integration a breeze.

Customers love it.

Pay later takes care of the customer from the point of sale to the final payment. Below is the result of a modern end-to-end payment solution and strong focus on customer care.


were satisfied with their Pay later in installments


of users say Klarna is a better experience
than other online checkouts.*

*Klarna customer survey, 2018

Zero risk for your

With Klarna, you always get paid upfront, even if the customer pays us over time. Also, your business is fully protected from fraud and credit risk. Your customers are protected, too, thanks to our pre-authorization process and buyer’s protection policy.

More insights about your customers.

With access to customizable key metrics, you can stop guessing and improve selling. Your sales performance, high-level down to the key details. Get the answers on your dashboard.

Single integration, automatic updates.

After integrating any of our payment methods, you’ll have a hands off experience while enjoying an always up-to-date checkout. We run countless tests and optimize for business performance and customer satisfaction every day across thousands of retailers.

Join a community of

Read about the successes achieved by our retailers after launching smoooth payments options at checkout — you’ll be eager to join them!



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More ways to sell.


Klarna Checkout

A complete online checkout solution including identification and payments.

In-store Checkout

Bring flexible payment options to customers visiting your physical store.

Add Klarna to your store

Take the first step to give your customers a smooother shopping experience today. Fill out the form below and we’ll be in touch soon.

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