Pay later gets you paid.
Get paid upfront while your customers pay at a later date. Letting customers Pay later with Klarna is the smooothest way to increase sales and average order value.
Some of our global partners
How it works
Enhance the full shopping experience
On the product page
The shopper sees the option to spread the cost into easy installments or pay after delivery, making the purchase decision easier.
In the checkout
In the checkout, the customer chooses to pay later with Klarna by entering simple pieces of information and placing the order.
After the purchase
Payment is managed easily online or in our app. It requires little effort from the shopper, so they can sit back and enjoy their purchase.
Explore the different ways for customers to pay later.
Easily add any or all of these payment methods to your checkout.
Pay later
in 30 days
A free payment delay so customers can try before they buy.
Pay later in installments
An interest-free installment plan for customers who want an alternative to credit.
Slice it
A long-term installments plan to make larger purchases possible for your customers.
Easy sign up and set up
Get up and running on popular platforms like Shopify and WooCommerce. Klarna is
available on almost every e-commerce platform, making integration a breeze.
Customers love it.
Pay later takes care of the customer from the point of sale to the final payment. Below is the result of a modern end-to-end payment solution and strong focus on customer care.
90%
were satisfied with their Pay later in installments
experience.*
85%
of users say Klarna is a better experience
than other online checkouts.*
*Klarna customer survey, 2018
Zero risk for your
business.
With Klarna, you always get paid upfront, even if the customer pays us over time. Also, your business is fully protected from fraud and credit risk. Your customers are protected, too, thanks to our pre-authorization process and buyer’s protection policy.
More insights about your customers.
With access to customizable key metrics, you can stop guessing and improve selling. Your sales performance, high-level down to the key details. Get the answers on your dashboard.
Single integration, automatic updates.
After integrating any of our payment methods, you’ll have a hands off experience while enjoying an always up-to-date checkout. We run countless tests and optimize for business performance and customer satisfaction every day across thousands of retailers.
Join a community of
all-stars.
Read about the successes achieved by our retailers after launching smoooth payments options at checkout — you’ll be eager to join them!
Sectors
Fashion
With a rise in fashion being bought online, clothing, footwear, and accessories retailers can’t afford runaway sales.
Home
Whether a home goods start up, craftsman specialist, or high-end furniture line, your website must work hard to secure sales.
Sporting goods
Retailers chasing a sales uplift will hit a home run when they offer fast, frictionless payment options to keep visitors coming.
Luxury
Brand aficionados with expensive taste still love to shop online. Exclusive retailers must follow suit to widen accessibility.
Beauty
Give shoppers the extra boost they need to explore new looks and beauty trends without worrying about cash flow.
Electronics
Online retailers often can’t offer the same level of service as in-store competitors. Boost loyalty with flexible payment options.
Small businesses
For independent retailers to stand out, they must differentiate from competitors. Offer true payment choice to draw in new customers.
Events
Ticket costs often stifle spending for entertainment seekers. Help them go further with adventurous and flexible payment options.
More ways to sell.
Klarna Checkout
A complete online checkout solution including identification and payments.
In-store Checkout
Bring flexible payment options to customers visiting your physical store.
Wanna stay
in loop?
Sign up for our monthly newsletter to get the scoop on merchants, products, and all things Klarna.